{"id":682794,"date":"2026-04-25T17:56:47","date_gmt":"2026-04-25T15:56:47","guid":{"rendered":"https:\/\/kohenavocats.com\/cour-dappel-de-aix-en-provence-le-18-septembre-2025-n24-12840\/"},"modified":"2026-04-25T17:56:47","modified_gmt":"2026-04-25T15:56:47","slug":"cour-dappel-de-aix-en-provence-le-18-septembre-2025-n24-12840","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/ar\/cour-dappel-de-aix-en-provence-le-18-septembre-2025-n24-12840\/","title":{"rendered":"Cour d’appel de Aix-en-Provence, le 18 septembre 2025, n\u00b024\/12840"},"content":{"rendered":"
\n

La cour d’appel d’Aix-en-Provence, statuant le 18 septembre 2025, est saisie d’un litige complexe n\u00e9 d’un cr\u00e9dit garanti par caution. L’affaire oppose l’\u00e9tablissement pr\u00eateur, la soci\u00e9t\u00e9 de caution et les emprunteurs, suite \u00e0 un jugement du tribunal judiciaire de Marseille. La juridiction d’appel, confront\u00e9e \u00e0 une demande en garantie formul\u00e9e par les emprunteurs contre le pr\u00eateur, ordonne la r\u00e9ouverture des d\u00e9bats. Elle invite les parties \u00e0 discuter de la requalification \u00e9ventuelle de cette demande en r\u00e9paration d’un pr\u00e9judice de perte de chance, r\u00e9servant le fond.<\/p>\n

La proc\u00e9dure d’appel confront\u00e9e \u00e0 une question nouvelle
\nLa cour fait preuve d’une gestion prudente de l’instance
\nEn ordonnant la r\u00e9ouverture des d\u00e9bats sans r\u00e9vocation de la cl\u00f4ture, la cour adapte la proc\u00e9dure \u00e0 une difficult\u00e9 juridique impr\u00e9vue. Elle agit en vertu de son pouvoir d’instruction pour \u00e9clairer sa d\u00e9cision sur un point essentiel. Cette mesure assure le respect du principe de la contradiction devant la juridiction d’appel. Elle permet d’examiner une question de qualification juridique soulev\u00e9e d’office par les juges. La cour \u00e9vite ainsi de statuer sur une base potentiellement erron\u00e9e ou incompl\u00e8te.<\/p>\n

La n\u00e9cessit\u00e9 de qualifier pr\u00e9cis\u00e9ment le pr\u00e9judice invoqu\u00e9
\nLa demande initiale des emprunteurs vise une r\u00e9paration int\u00e9grale par le biais d’un appel en garantie. La cour per\u00e7oit que la qualification de perte de chance pourrait \u00eatre plus appropri\u00e9e. Cette distinction est fondamentale pour d\u00e9terminer l’\u00e9tendue de l’obligation de garantie du pr\u00eateur. Elle influence directement le quantum de l’indemnisation pouvant \u00eatre allou\u00e9e. La cour souligne ainsi l’importance d’une analyse rigoureuse de la nature du pr\u00e9judice all\u00e9gu\u00e9.<\/p>\n

La port\u00e9e d’une mesure d’instruction en cours de d\u00e9lib\u00e9r\u00e9
\nCette ordonnance illustre la flexibilit\u00e9 de la proc\u00e9dure civile en appel. La cour use de son pouvoir pour garantir une solution juridiquement fond\u00e9e. Cette d\u00e9marche t\u00e9moigne d’une recherche d’\u00e9quit\u00e9 proc\u00e9durale et d’une saine administration de la justice. Elle rappelle que la cl\u00f4ture de l’instruction n’est pas un obstacle absolu \u00e0 un suppl\u00e9ment d’analyse. La d\u00e9cision finale sera ainsi rendue en parfaite connaissance de l’argumentation des parties sur ce point crucial.<\/p>\n

L’articulation subtile entre garantie et r\u00e9paration du pr\u00e9judice
\nLa question soumise aux parties touche au c\u0153ur du droit des obligations. L’appel en garantie est traditionnellement distinct d’une action en responsabilit\u00e9. La requalification \u00e9voqu\u00e9e pourrait modifier le r\u00e9gime applicable et la charge de la preuve. Cette approche invite \u00e0 une r\u00e9flexion sur les fondements de l’obligation du pr\u00eateur envers les emprunteurs. Elle d\u00e9montre la volont\u00e9 de la cour d’appliquer avec pr\u00e9cision les r\u00e8gles de la responsabilit\u00e9 contractuelle.<\/p>\n

La valeur de cette d\u00e9cision r\u00e9side dans sa m\u00e9thode proc\u00e9durale. Elle pr\u00e9serve les droits de la d\u00e9fense tout en permettant \u00e0 la cour de statuer en pleine connaissance de cause. Cette pratique pourrait inspirer d’autres juridictions confront\u00e9es \u00e0 des qualifications juridiques complexes. Elle assure que le jugement au fond sera solidement motiv\u00e9 sur un point d\u00e9terminant pour l’issue du litige. La solution retenue \u00e9quilibre ainsi l’efficacit\u00e9 de la justice et le respect des droits processuels.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

La cour d’appel d’Aix-en-Provence, statuant le 18 septembre 2025, est saisie d’un litige complexe n\u00e9 d’un cr\u00e9dit garanti par caution. L’affaire oppose l’\u00e9tab…<\/p>\n","protected":false},"author":232070755,"featured_media":9431,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_kj_source_type":"judilibre","_kj_official_id":"68cceab045766601b4df6399","_kj_official_url":"https:\/\/www.courdecassation.fr\/decision\/68cceab045766601b4df6399","_kj_judilibre_id":"68cceab045766601b4df6399","_kj_jur":"Cour d'appel","_kj_lieu":"Cour d'appel d'Aix-en-Provence","_kj_chambre":"Chambre 3-3","_kj_rg":"24\/12840","_kj_date":"2025-09-18","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7597],"tags":[],"class_list":["post-682794","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jurisprudence"],"yoast_head":"\nCour d'appel de Aix-en-Provence, le 18 septembre 2025, n\u00b024\/12840 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"description\" content=\"La cour d'appel d'Aix-en-Provence, statuant le 18 septembre 2025, est saisie d'un litige complexe n\u00e9 d'un cr\u00e9dit garanti par caution. 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