{"id":564927,"date":"2026-04-15T05:15:22","date_gmt":"2026-04-15T03:15:22","guid":{"rendered":"https:\/\/kohenavocats.com\/jurisprudences\/eclinlhr2026593-hoge-raad-10-04-2026-25-01799\/"},"modified":"2026-04-15T05:15:22","modified_gmt":"2026-04-15T03:15:22","slug":"eclinlhr2026593-hoge-raad-10-04-2026-25-01799","status":"publish","type":"kji_decision","link":"https:\/\/kohenavocats.com\/en\/jurisprudences\/eclinlhr2026593-hoge-raad-10-04-2026-25-01799\/","title":{"rendered":"ECLI:NL:HR:2026:593 Hoge Raad , 10-04-2026 \/ 25\/01799"},"content":{"rendered":"
\n
\n

Inhoudsindicatie.<\/strong> Art. 81 lid 1 RO. Verzekeringsrecht. Persoonlijk onderzoek door verzekeraar. Art. 7:941 BW.<\/p>\n

HOGE RAAD DER NEDERLANDEN<\/p>\n

CIVIELE KAMER<\/p>\n

Nummer 25\/01799<\/p>\n

Datum 10 april 2026<\/p>\n

ARREST<\/p>\n

In de zaak van<\/p>\n

[eiser],<\/p>\n

wonende te [woonplaats],<\/p>\n

EISER tot cassatie,<\/p>\n

hierna: [eiser],<\/p>\n

advocaten: M. van Tiel en M.J. van Basten Batenburg,<\/p>\n

tegen<\/p>\n

KLAVERBLAD SCHADEVERZEKERINGSMAATSCHAPPIJ N.V.,<\/p>\n

gevestigd te Zoetermeer,<\/p>\n

VERWEERSTER in cassatie,<\/p>\n

hierna: Klaverblad,<\/p>\n

advocaat: J. Streefkerk.<\/p>\n

1Procesverloop<\/h3>\n

Voor het verloop van het geding in feitelijke instanties verwijst de Hoge Raad naar:<\/p>\n

a. de vonnissen in de zaak C\/01\/369260 \/ HA ZA 21-224 van de rechtbank Oost-Brabant van 2 juni 2021, 15 februari 2023 en 15 november 2023;<\/p>\n

b. het arrest in de zaak 200.338.495\/01 van het gerechtshof 's-Hertogenbosch van 11 februari 2025.<\/p>\n

[eiser] heeft tegen het arrest van het hof beroep in cassatie ingesteld.<\/p>\n

Klaverblad heeft een verweerschrift tot verwerping ingediend.<\/p>\n

De zaak is voor Klaverblad toegelicht door haar advocaat.<\/p>\n

De conclusie van de Advocaat-Generaal T. Hartlief strekt tot verwerping van het cassatieberoep.<\/p>\n

De advocaten van [eiser] hebben schriftelijk op die conclusie gereageerd.<\/p>\n

2Beoordeling van het middel<\/h3>\n

De Hoge Raad heeft de klachten over het arrest van het hof beoordeeld. De uitkomst hiervan is dat deze klachten niet kunnen leiden tot vernietiging van dat arrest. De Hoge Raad hoeft niet te motiveren waarom hij tot dit oordeel is gekomen. Bij de beoordeling van deze klachten is het namelijk niet nodig om antwoord te geven op vragen die van belang zijn voor de eenheid of de ontwikkeling van het recht (zie artikel 81 lid 1 van de Wet op de rechterlijke organisatie).<\/p>\n

3Beslissing<\/h3>\n

De Hoge Raad:<\/p>\n

– verwerpt het beroep;<\/p>\n

– veroordeelt [eiser] in de kosten van het geding in cassatie, tot op deze uitspraak aan de zijde van Klaverblad begroot op \u20ac 8.508,– aan verschotten en \u20ac 2.200,– voor salaris, vermeerderd met de wettelijke rente over deze kosten indien [eiser] deze niet binnen veertien dagen na heden heeft voldaan.<\/p>\n

Dit arrest is gewezen door de vicepresident M.J. Kroeze als voorzitter en de raadsheren C.E. du Perron, A.E.B. ter Heide, F.R. Salomons en K. Teuben, en in het openbaar uitgesproken door de raadsheer A.E.B. ter Heide op 10 april 2026.<\/p>\n<\/div>\n

\n

Sources officielles :<\/strong> consulter la page source<\/a><\/p>\n

Rechtspraak.nl open data, Creative Commons Zero. Volume cible 1.8M decisions.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Art. 81 lid 1 RO. Verzekeringsrecht. Persoonlijk onderzoek door verzekeraar. Art. 7:941 BW.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_crdt_document":""},"kji_country":[7669],"kji_court":[7834],"kji_chamber":[],"kji_year":[7610],"kji_subject":[7646],"kji_keyword":[8315,11510,10490,11509],"kji_language":[7671],"class_list":["post-564927","kji_decision","type-kji_decision","status-publish","hentry","kji_country-pays-bas","kji_court-hoge-raad","kji_year-7610","kji_subject-divers","kji_keyword-onderzoek","kji_keyword-persoonlijk","kji_keyword-verzekeraar","kji_keyword-verzekeringsrecht","kji_language-nl"],"yoast_head":"\nECLI:NL:HR:2026:593 Hoge Raad , 10-04-2026 \/ 25\/01799 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kohenavocats.com\/en\/jurisprudences\/eclinlhr2026593-hoge-raad-10-04-2026-25-01799\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ECLI:NL:HR:2026:593 Hoge Raad , 10-04-2026 \/ 25\/01799\" \/>\n<meta property=\"og:description\" content=\"Art. 81 lid 1 RO. 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