{"id":639987,"date":"2026-04-21T20:53:44","date_gmt":"2026-04-21T18:53:44","guid":{"rendered":"https:\/\/kohenavocats.com\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/"},"modified":"2026-04-21T20:53:44","modified_gmt":"2026-04-21T18:53:44","slug":"cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/","title":{"rendered":"Cour d’appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584"},"content":{"rendered":"
\n

La Cour d’appel d’Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. Les emprunteurs contestent le recours personnel exerc\u00e9 contre eux par la caution et recherchent la responsabilit\u00e9 des deux soci\u00e9t\u00e9s. La cour rejette l’ensemble des moyens des emprunteurs et confirme leur condamnation au paiement du principal, en y ajoutant la solidarit\u00e9 omise en premi\u00e8re instance.<\/p>\n

Le recours personnel de la caution contre les d\u00e9biteurs principaux<\/p>\n

Le principe de l’estoppel ne trouve pas \u00e0 s’appliquer en l’esp\u00e8ce. Les emprunteurs invoquaient une contradiction dans les positions de la caution au cours d’instances distinctes. La cour rappelle que ce principe suppose des positions contraires au cours d’une m\u00eame instance. “Le principe selon lequel \u00ab nul ne peut se contredire au d\u00e9triment d’autrui \u00bb consiste pour une partie, au cours d’une m\u00eame instance, \u00e0 adopter des positions contraires ou incompatibles entre elles” (Motifs). Les arguments tir\u00e9s d’une autre proc\u00e9dure sont donc sans incidence sur le recours actuel.<\/p>\n

La r\u00e9gularit\u00e9 du paiement effectu\u00e9 par la caution est ensuite confirm\u00e9e. Les d\u00e9biteurs invoquaient l’article 2308 du code civil pour contester le recours, faute d’avertissement pr\u00e9alable. La cour constate que la caution a inform\u00e9 les emprunteurs par courrier recommand\u00e9. Surtout, elle rel\u00e8ve l’absence de moyen s\u00e9rieux d’extinction de la dette au moment du paiement. “Les consorts [N] ne font valoir aucun moyen de nature \u00e0 faire d\u00e9clarer leur dette \u00e9teinte au moment du paiement” (Motifs). Ce point est essentiel pour valider le recours subrogatoire de la caution.<\/p>\n

La port\u00e9e de cette analyse est significative pour le droit des s\u00fbret\u00e9s. Elle pr\u00e9cise les conditions du recours de la caution, en soulignant que l’information du d\u00e9biteur et l’absence de moyens d’extinction disponibles sont des \u00e9l\u00e9ments cl\u00e9s. La cour \u00e9carte \u00e9galement l’exception de nullit\u00e9 du pr\u00eat principal, constatant sa prescription. Cela consolide l’autonomie relative de l’obligation de caution et s\u00e9curise son recours.<\/p>\n

Le rejet des actions en responsabilit\u00e9 contre la caution et la banque<\/p>\n

La responsabilit\u00e9 d\u00e9lictuelle de la soci\u00e9t\u00e9 de caution est \u00e9cart\u00e9e. Les emprunteurs lui reprochaient de ne pas avoir d\u00e9tect\u00e9 les irr\u00e9gularit\u00e9s du dossier de pr\u00eat. La cour estime que la caution pouvait l\u00e9gitimement se fier aux informations fournies par la banque. Elle note que les documents sign\u00e9s par les emprunteurs ne r\u00e9v\u00e9laient pas leur surendettement r\u00e9el. “La soci\u00e9t\u00e9 CEGC n’a jamais \u00e9t\u00e9 inform\u00e9e que les emprunteurs avaient en r\u00e9alit\u00e9 souscrit 5 autres pr\u00eats” (Motifs). Aucune faute de nature \u00e0 engager sa responsabilit\u00e9 n’est donc \u00e9tablie.<\/p>\n

L’action en responsabilit\u00e9 contre la banque au titre du devoir de mise en garde est d\u00e9clar\u00e9e prescrite. La cour retient que le point de d\u00e9part de la prescription est la premi\u00e8re exigibilit\u00e9 des sommes, soit le premier incident de paiement. “Le d\u00e9lai de prescription de l’action […] commence \u00e0 courir […] \u00e0 la date d’exigibilit\u00e9 des sommes au paiement desquelles l’emprunteur n’est pas en mesure de faire face” (Motifs). L’assignation initiale des emprunteurs ne visait pas ce manquement sp\u00e9cifique, intervenu trop tardivement.<\/p>\n

La valeur de ces motifs r\u00e9side dans la clarification des r\u00e9gimes de responsabilit\u00e9 applicables. Pour la caution, la cour rappelle son r\u00f4le accessoire et son droit de se fier aux informations du pr\u00eateur. Pour la banque, elle applique strictement la prescription quinquennale de l’action en manquement au devoir de mise en garde, en en fixant le point de d\u00e9part pr\u00e9cis. Ces solutions renforcent la s\u00e9curit\u00e9 juridique des \u00e9tablissements financiers dans l’analyse des dossiers de cr\u00e9dit.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

La Cour d’appel d’Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. L…<\/p>\n","protected":false},"author":232070755,"featured_media":9729,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_kj_source_type":"","_kj_official_id":"","_kj_official_url":"","_kj_judilibre_id":"","_kj_jur":"","_kj_lieu":"","_kj_chambre":"","_kj_rg":"","_kj_date":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7597],"tags":[],"class_list":["post-639987","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jurisprudence"],"yoast_head":"\nCour d'appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"description\" content=\"La Cour d'appel d'Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. L...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cour d'appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584\" \/>\n<meta property=\"og:description\" content=\"La Cour d'appel d'Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. L...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/\" \/>\n<meta property=\"og:site_name\" content=\"Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-21T18:53:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/lala-azizli-WACE8feA8SQ-unsplash-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"6000\" \/>\n\t<meta property=\"og:image:height\" content=\"4000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Kohen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kohen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/\"},\"author\":{\"name\":\"Kohen\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#\\\/schema\\\/person\\\/761c9ba54fa1ca84d405cef0831ff751\"},\"headline\":\"Cour d’appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\\\/12584\",\"datePublished\":\"2026-04-21T18:53:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/\"},\"wordCount\":651,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/lala-azizli-WACE8feA8SQ-unsplash-1.webp\",\"articleSection\":[\"Jurisprudence\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#respond\"]}],\"citation\":\"Cour d’appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\\\/12584\",\"about\":[{\"@type\":\"Thing\",\"name\":\"Jurisprudence\"}],\"dateModified\":\"2026-04-21T18:53:44+00:00\",\"speakable\":{\"@type\":\"SpeakableSpecification\",\"cssSelector\":[\".article-content > p:first-of-type\"]}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/\",\"name\":\"Cour d'appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\\\/12584 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/lala-azizli-WACE8feA8SQ-unsplash-1.webp\",\"datePublished\":\"2026-04-21T18:53:44+00:00\",\"description\":\"La Cour d'appel d'Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. L...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#primaryimage\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/lala-azizli-WACE8feA8SQ-unsplash-1.webp\",\"contentUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/lala-azizli-WACE8feA8SQ-unsplash-1.webp\",\"width\":6000,\"height\":4000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/criminal-law-attorneys-in-paris-counsel-and-strategic-defense\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cour d’appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\\\/12584\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/\",\"name\":\"Kohen Avocats\",\"description\":\"Ma\u00eetre Hassan Kohen, avocat p\u00e9naliste \u00e0 Paris, intervient exclusivement en droit p\u00e9nal pour la d\u00e9fense des particuliers, notamment en mati\u00e8re d\u2019accusations de viol. Il assure un accompagnement rigoureux d\u00e8s la garde \u00e0 vue jusqu\u2019\u00e0 la Cour d\u2019assises, veillant au strict respect des garanties proc\u00e9durales.\",\"publisher\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#organization\",\"name\":\"Kohen Avocats\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Logo-2-1.webp\",\"contentUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Logo-2-1.webp\",\"width\":2114,\"height\":1253,\"caption\":\"Kohen Avocats\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/#\\\/schema\\\/person\\\/761c9ba54fa1ca84d405cef0831ff751\",\"name\":\"Kohen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"caption\":\"Kohen\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/hassan-kohen-448548192\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@Kohen-Avocats\"],\"url\":\"https:\\\/\\\/kohenavocats.com\\\/en\\\/author\\\/kohenmlk\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Cour d'appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","description":"La Cour d'appel d'Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. L...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/","og_locale":"en_US","og_type":"article","og_title":"Cour d'appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584","og_description":"La Cour d'appel d'Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. L...","og_url":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/","og_site_name":"Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","article_published_time":"2026-04-21T18:53:44+00:00","og_image":[{"width":6000,"height":4000,"url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/lala-azizli-WACE8feA8SQ-unsplash-1.webp","type":"image\/webp"}],"author":"Kohen","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Kohen","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#article","isPartOf":{"@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/"},"author":{"name":"Kohen","@id":"https:\/\/kohenavocats.com\/en\/#\/schema\/person\/761c9ba54fa1ca84d405cef0831ff751"},"headline":"Cour d’appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584","datePublished":"2026-04-21T18:53:44+00:00","mainEntityOfPage":{"@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/"},"wordCount":651,"commentCount":0,"publisher":{"@id":"https:\/\/kohenavocats.com\/en\/#organization"},"image":{"@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#primaryimage"},"thumbnailUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/lala-azizli-WACE8feA8SQ-unsplash-1.webp","articleSection":["Jurisprudence"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#respond"]}],"citation":"Cour d’appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584","about":[{"@type":"Thing","name":"Jurisprudence"}],"dateModified":"2026-04-21T18:53:44+00:00","speakable":{"@type":"SpeakableSpecification","cssSelector":[".article-content > p:first-of-type"]}},{"@type":"WebPage","@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/","url":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/","name":"Cour d'appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","isPartOf":{"@id":"https:\/\/kohenavocats.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#primaryimage"},"image":{"@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#primaryimage"},"thumbnailUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/lala-azizli-WACE8feA8SQ-unsplash-1.webp","datePublished":"2026-04-21T18:53:44+00:00","description":"La Cour d'appel d'Aix-en-Provence, statuant le 16 avril 2025, examine un litige opposant des emprunteurs \u00e0 leur banque pr\u00eateuse et \u00e0 la soci\u00e9t\u00e9 de caution. L...","breadcrumb":{"@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#primaryimage","url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/lala-azizli-WACE8feA8SQ-unsplash-1.webp","contentUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/lala-azizli-WACE8feA8SQ-unsplash-1.webp","width":6000,"height":4000},{"@type":"BreadcrumbList","@id":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-aix-en-provence-le-16-avril-2025-n24-12584\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kohenavocats.com\/en\/criminal-law-attorneys-in-paris-counsel-and-strategic-defense\/"},{"@type":"ListItem","position":2,"name":"Cour d’appel de Aix-en-Provence, le 16 avril 2025, n\u00b024\/12584"}]},{"@type":"WebSite","@id":"https:\/\/kohenavocats.com\/en\/#website","url":"https:\/\/kohenavocats.com\/en\/","name":"Kohen Avocats","description":"Ma\u00eetre Hassan Kohen, avocat p\u00e9naliste \u00e0 Paris, intervient exclusivement en droit p\u00e9nal pour la d\u00e9fense des particuliers, notamment en mati\u00e8re d\u2019accusations de viol. Il assure un accompagnement rigoureux d\u00e8s la garde \u00e0 vue jusqu\u2019\u00e0 la Cour d\u2019assises, veillant au strict respect des garanties proc\u00e9durales.","publisher":{"@id":"https:\/\/kohenavocats.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kohenavocats.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kohenavocats.com\/en\/#organization","name":"Kohen Avocats","url":"https:\/\/kohenavocats.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kohenavocats.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2026\/01\/Logo-2-1.webp","contentUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2026\/01\/Logo-2-1.webp","width":2114,"height":1253,"caption":"Kohen Avocats"},"image":{"@id":"https:\/\/kohenavocats.com\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/kohenavocats.com\/en\/#\/schema\/person\/761c9ba54fa1ca84d405cef0831ff751","name":"Kohen","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","caption":"Kohen"},"sameAs":["https:\/\/www.linkedin.com\/in\/hassan-kohen-448548192\/","https:\/\/www.youtube.com\/@Kohen-Avocats"],"url":"https:\/\/kohenavocats.com\/en\/author\/kohenmlk\/"}]}},"jetpack_featured_media_url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/lala-azizli-WACE8feA8SQ-unsplash-1.webp","jetpack_likes_enabled":false,"jetpack_shortlink":"https:\/\/wp.me\/peCrII-2Gun","jetpack-related-posts":[{"id":489257,"url":"https:\/\/kohenavocats.com\/en\/tribunal-judiciaire-de-saint-denis-de-la-reunion-le-6-fevrier-2025-n24-02785\/","url_meta":{"origin":639987,"position":0},"title":"Tribunal judiciaire de Saint-Denis de La R\u00e9union, le 6 f\u00e9vrier 2025, n\u00b024\/02785","author":"Kohen","date":"8 April 2026","format":false,"excerpt":"Le tribunal judiciaire de Saint-Denis de La R\u00e9union, le 6 f\u00e9vrier 2025, statue sur une action en paiement engag\u00e9e par une soci\u00e9t\u00e9 de caution. Celle-ci a d\u00e9si...","rel":"","context":"In "Jurisprudence"","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/samuel-pujades-3y1FUf7mjFw-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/samuel-pujades-3y1FUf7mjFw-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/samuel-pujades-3y1FUf7mjFw-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/samuel-pujades-3y1FUf7mjFw-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/samuel-pujades-3y1FUf7mjFw-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/samuel-pujades-3y1FUf7mjFw-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":75067,"url":"https:\/\/kohenavocats.com\/en\/tribunal-judiciaire-de-thionville-le-16-juin-2025-n23-01766\/","url_meta":{"origin":639987,"position":1},"title":"Tribunal judiciaire de Thionville, le 16 juin 2025, n\u00b023\/01766","author":"Kohen","date":"9 November 2025","format":false,"excerpt":"Tribunal judiciaire de Thionville, 16 juin 2025. Un couple a souscrit une offre unique comprenant un pr\u00eat principal et un pr\u00eat \u00e0 taux z\u00e9ro destin\u00e9s \u00e0 financer l\u2019acquisition d\u2019un terrain et la construction d\u2019une maison. Apr\u00e8s impay\u00e9s, la banque a prononc\u00e9 la d\u00e9ch\u00e9ance du terme du pr\u00eat principal et la\u2026","rel":"","context":"In "D\u00e9cisions juridiques"","block_context":{"text":"D\u00e9cisions juridiques","link":"https:\/\/kohenavocats.com\/category\/decisions-juridiques\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-lG4kfeF1q-I-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-lG4kfeF1q-I-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-lG4kfeF1q-I-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-lG4kfeF1q-I-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-lG4kfeF1q-I-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-lG4kfeF1q-I-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":522827,"url":"https:\/\/kohenavocats.com\/en\/tribunal-judiciaire-le-18-novembre-2025-n25-07270\/","url_meta":{"origin":639987,"position":2},"title":"Tribunal judiciaire, le 18 novembre 2025, n\u00b025\/07270","author":"Kohen","date":"9 April 2026","format":false,"excerpt":"Le tribunal judiciaire, statuant par jugement r\u00e9put\u00e9 contradictoire, a examin\u00e9 une demande en paiement form\u00e9e par un organisme de cautionnement. Cet organism...","rel":"","context":"In "Jurisprudence"","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/valdemaras-d-7VPFyhB_j8Y-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/valdemaras-d-7VPFyhB_j8Y-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/valdemaras-d-7VPFyhB_j8Y-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/valdemaras-d-7VPFyhB_j8Y-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/valdemaras-d-7VPFyhB_j8Y-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/valdemaras-d-7VPFyhB_j8Y-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":504862,"url":"https:\/\/kohenavocats.com\/en\/tribunal-judiciaire-le-13-mars-2025-n24-00600\/","url_meta":{"origin":639987,"position":3},"title":"Tribunal judiciaire, le 13 mars 2025, n\u00b024\/00600","author":"Kohen","date":"8 April 2026","format":false,"excerpt":"Le tribunal judiciaire, dans un jugement du 13 mars 2025, statue sur un recours personnel exerc\u00e9 par une soci\u00e9t\u00e9 caution apr\u00e8s paiement de la dette d'emprunt...","rel":"","context":"In "Jurisprudence"","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/fabian-mardi-tQuEvmj83U4-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/fabian-mardi-tQuEvmj83U4-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/fabian-mardi-tQuEvmj83U4-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/fabian-mardi-tQuEvmj83U4-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/fabian-mardi-tQuEvmj83U4-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/fabian-mardi-tQuEvmj83U4-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":535467,"url":"https:\/\/kohenavocats.com\/en\/cour-dappel-de-montpellier-le-6-novembre-2025-n24-03439\/","url_meta":{"origin":639987,"position":4},"title":"Cour d’appel de Montpellier, le 6 novembre 2025, n\u00b024\/03439","author":"Kohen","date":"9 April 2026","format":false,"excerpt":"La Cour d'appel de Montpellier, quatri\u00e8me chambre civile, le 6 novembre 2025, statue sur un recours form\u00e9 contre un jugement ayant condamn\u00e9 des emprunteurs a...","rel":"","context":"In "Jurisprudence"","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/zyanya-citlalli-VKn4-6O9LWk-unsplash-1.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/zyanya-citlalli-VKn4-6O9LWk-unsplash-1.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/zyanya-citlalli-VKn4-6O9LWk-unsplash-1.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/zyanya-citlalli-VKn4-6O9LWk-unsplash-1.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/zyanya-citlalli-VKn4-6O9LWk-unsplash-1.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/zyanya-citlalli-VKn4-6O9LWk-unsplash-1.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":487681,"url":"https:\/\/kohenavocats.com\/en\/tribunal-judiciaire-de-nanterre-le-13-mars-2025-n23-02311\/","url_meta":{"origin":639987,"position":5},"title":"Tribunal judiciaire de Nanterre, le 13 mars 2025, n\u00b023\/02311","author":"Kohen","date":"8 April 2026","format":false,"excerpt":"Le tribunal judiciaire de Nanterre, statuant le 13 mars 2025, a examin\u00e9 le recours d'une soci\u00e9t\u00e9 de cautionnement contre les emprunteurs d\u00e9faillants. La soci...","rel":"","context":"In "Jurisprudence"","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-AofcIDFaraI-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-AofcIDFaraI-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-AofcIDFaraI-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-AofcIDFaraI-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-AofcIDFaraI-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-AofcIDFaraI-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/posts\/639987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/users\/232070755"}],"replies":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/comments?post=639987"}],"version-history":[{"count":0,"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/posts\/639987\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/media\/9729"}],"wp:attachment":[{"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/media?parent=639987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/categories?post=639987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kohenavocats.com\/en\/wp-json\/wp\/v2\/tags?post=639987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}