{"id":643056,"date":"2026-04-22T02:42:59","date_gmt":"2026-04-22T00:42:59","guid":{"rendered":"https:\/\/kohenavocats.com\/tribunal-judiciaire-de-nanterre-le-19-fevrier-2026-n24-01167\/"},"modified":"2026-04-22T02:42:59","modified_gmt":"2026-04-22T00:42:59","slug":"tribunal-judiciaire-de-nanterre-le-19-fevrier-2026-n24-01167","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/en\/tribunal-judiciaire-de-nanterre-le-19-fevrier-2026-n24-01167\/","title":{"rendered":"Tribunal judiciaire de Nanterre, le 19 f\u00e9vrier 2026, n\u00b024\/01167"},"content":{"rendered":"
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Le tribunal judiciaire de Nanterre, statuant le 19 f\u00e9vrier 2026, a \u00e9t\u00e9 saisi d\u2019une demande en partage judiciaire d\u2019une succession. Les h\u00e9ritiers sollicitaient \u00e9galement le rapport de sommes per\u00e7ues au titre d\u2019assurances vie et de pr\u00e9l\u00e8vements sur un compte bancaire, ainsi qu\u2019une condamnation pour recel successoral. Le tribunal a ordonn\u00e9 le partage, rejet\u00e9 la demande concernant les assurances vie, mais a ordonn\u00e9 le rapport des pr\u00e9l\u00e8vements bancaires et a caract\u00e9ris\u00e9 le recel.<\/p>\n

I. Le rejet de l\u2019action en rapport des primes d\u2019assurance vie<\/p>\n

A. Le maintien de l\u2019autonomie des contrats d\u2019assurance vie<\/p>\n

Le tribunal rappelle le principe d\u2019autonomie patrimoniale des capitaux issus de l\u2019assurance vie. Il souligne que “le capital ou la rente payables au d\u00e9c\u00e8s du contractant \u00e0 un b\u00e9n\u00e9ficiaire d\u00e9termin\u00e9 ne sont soumis ni aux r\u00e8gles du rapport \u00e0 succession, ni \u00e0 celles de la r\u00e9duction pour atteinte \u00e0 la r\u00e9serve des h\u00e9ritiers du contractant” (article L132-13 du code des assurances). L\u2019exception \u00e0 ce principe est strictement encadr\u00e9e, car ces r\u00e8gles “ne s’appliquent pas non plus aux sommes vers\u00e9es par le contractant \u00e0 titre de primes, \u00e0 moins que celles-ci n’aient \u00e9t\u00e9 manifestement exag\u00e9r\u00e9es eu \u00e9gard \u00e0 ses facult\u00e9s”. Le tribunal applique ainsi une jurisprudence constante qui prot\u00e8ge ces produits de l\u2019empi\u00e8tement successoral, sauf cas de fraude caract\u00e9ris\u00e9e.<\/p>\n

B. L\u2019exigence d\u2019une preuve circonstanci\u00e9e du caract\u00e8re excessif<\/p>\n

La charge de la preuve du caract\u00e8re excessif incombe aux demandeurs. Le tribunal constate qu\u2019ils “ne produisent pas la moindre pi\u00e8ce permettant de d\u00e9terminer le caract\u00e8re manifestement excessif des primes, compte tenu des ressources du souscripteur \u00e0 l\u2019\u00e9poque des versements”. Il rappelle que “un tel caract\u00e8re s’appr\u00e9cie au moment du versement, au regard de l’\u00e2ge, ainsi que des situations patrimoniale et familiale du souscripteur” (arr\u00eats de la Chambre mixte du 23 novembre 2004). L\u2019anciennet\u00e9 des versements et les rachats effectu\u00e9s par le d\u00e9funt ont \u00e9galement \u00e9t\u00e9 retenus pour \u00e9carter la pr\u00e9tention des h\u00e9ritiers. Cette solution consacre une approche exigeante de la preuve, pr\u00e9servant la s\u00e9curit\u00e9 juridique des contrats souscrits longtemps avant le d\u00e9c\u00e8s.<\/p>\n

II. La condamnation pour recel \u00e0 raison de pr\u00e9l\u00e8vements bancaires<\/p>\n

A. La caract\u00e9risation mat\u00e9rielle de soustractions successorales<\/p>\n

Le tribunal \u00e9tablit pr\u00e9cis\u00e9ment l\u2019\u00e9l\u00e9ment mat\u00e9riel du recel. Il rel\u00e8ve que l\u2019\u00e9pouse a effectu\u00e9 des pr\u00e9l\u00e8vements sur le compte personnel de son mari, sans mandat, alors que les \u00e9poux \u00e9taient s\u00e9par\u00e9s de biens. Ces op\u00e9rations, non contest\u00e9es, sont d\u00e9taill\u00e9es pour trois p\u00e9riodes distinctes : avant la mise sous tutelle, pendant la tutelle et pendant la curatelle. Le tribunal en d\u00e9duit que “ces pr\u00e9l\u00e8vements ont \u00e9t\u00e9 effectu\u00e9s sur un compte sur lequel elle n\u2019avait pas procuration et doivent par cons\u00e9quent \u00eatre restitu\u00e9s \u00e0 la succession”. Cette analyse d\u00e9montre que l\u2019utilisation des fonds d\u2019un \u00e9poux, hors cadre l\u00e9gal ou conventionnel, constitue une soustraction \u00e0 la masse successorale.<\/p>\n

B. La preuve de l\u2019intention frauduleuse de rompre l\u2019\u00e9galit\u00e9<\/p>\n

L\u2019intention frauduleuse est d\u00e9duite des circonstances de l\u2019esp\u00e8ce. Le tribunal note que l\u2019\u00e9pouse a “volontairement entrepris de solliciter une mesure de protection” et a continu\u00e9 \u00e0 g\u00e9rer les comptes malgr\u00e9 l\u2019intervention d\u2019un tuteur. En sa qualit\u00e9 de curatrice, elle n\u2019a pas justifi\u00e9 les d\u00e9penses. Il en conclut que “Madame [N] avait l\u2019intention de rompre l\u2019\u00e9galit\u00e9 entre les h\u00e9ritiers au d\u00e9triment des enfants de son \u00e9poux”. Cette appr\u00e9ciation in concreto de l\u2019intention se distingue d\u2019une autre d\u00e9cision o\u00f9 l\u2019absence de dissimulation avait conduit \u00e0 \u00e9carter le recel. “En l’esp\u00e8ce, Madame [I] [R] ne d\u00e9montre pas l’intention frauduleuse de Madame [J] [M] veuve [R]” (Tribunal judiciaire de Bobigny, le 19 f\u00e9vrier 2026, n\u00b023\/06767). La pr\u00e9sente d\u00e9cision rejoint en revanche une jurisprudence sanctionnant les man\u0153uvres visant \u00e0 avantager un h\u00e9ritier. “Pour ce qui concerne l’\u00e9l\u00e9ment intentionnel, Madame [I] [J] a voulu rompre l’\u00e9quilibre entre les h\u00e9riti\u00e8res” (Tribunal judiciaire de Nanterre, le 10 juillet 2025, n\u00b022\/07163). La sanction est lourde, privant l\u2019auteur du recel de tout droit sur les sommes soustraites.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Le tribunal judiciaire de Nanterre, statuant le 19 f\u00e9vrier 2026, a \u00e9t\u00e9 saisi d\u2019une demande en partage judiciaire d\u2019une succession. 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