{"id":660398,"date":"2026-04-23T15:13:56","date_gmt":"2026-04-23T13:13:56","guid":{"rendered":"https:\/\/kohenavocats.com\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/"},"modified":"2026-04-23T15:13:56","modified_gmt":"2026-04-23T13:13:56","slug":"cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/","title":{"rendered":"Cour d’appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500"},"content":{"rendered":"
\n

La Cour d’appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction doit appr\u00e9cier la disproportion manifeste de leurs engagements et le respect du devoir de mise en garde. Elle infirme partiellement le jugement pour l’une des cautions et confirme les condamnations pesant sur l’autre.<\/p>\n

La sanction de l’engagement disproportionn\u00e9<\/p>\n

L’appr\u00e9ciation de la disproportion \u00e0 la date de l’engagement<\/p>\n

Le droit de la consommation sanctionne le cautionnement disproportionn\u00e9 souscrit par une personne physique. L’article L. 332-1 du code de la consommation pr\u00e9voit qu’un cr\u00e9ancier professionnel ne peut se pr\u00e9valoir d’un contrat de cautionnement conclu par une personne physique dont l’engagement \u00e9tait, lors de sa conclusion, manifestement disproportionn\u00e9 \u00e0 ses biens et revenus. L’\u00e9valuation se fait donc au moment de la signature de l’acte. Cette fixation temporelle prot\u00e8ge la caution contre un engagement excessif d\u00e8s l’origine. Elle \u00e9vite toute appr\u00e9ciation r\u00e9trospective d\u00e9favorable bas\u00e9e sur une d\u00e9gradation ult\u00e9rieure de sa situation.<\/p>\n

La r\u00e9partition de la charge de la preuve<\/p>\n

La caution supporte la charge de d\u00e9montrer la disproportion de son engagement initial. Les articles L. 332-1 et L. 343-3 du code de la consommation ne mettent pas \u00e0 la charge du cr\u00e9ancier professionnel l’obligation de v\u00e9rifier la situation financi\u00e8re de la caution. Le cr\u00e9ancier peut l\u00e9gitimement s’appuyer sur les d\u00e9clarations de la caution. Il est en droit de se fier aux informations qui lui ont \u00e9t\u00e9 fournies dans la fiche de renseignements. Cette solution \u00e9quilibre les responsabilit\u00e9s entre le banquier et son client. Elle s\u00e9curise les relations contractuelles en valorisant la sinc\u00e9rit\u00e9 des d\u00e9clarations souscrites.<\/p>\n

Les obligations du cr\u00e9ancier professionnel<\/p>\n

L’\u00e9tendue limit\u00e9e du devoir de mise en garde<\/p>\n

Le cr\u00e9ancier est tenu d’un devoir de mise en garde envers la caution non avertie. Cette obligation vise \u00e0 l’informer des risques de son engagement. Elle n’inclut cependant pas une obligation g\u00e9n\u00e9rale de v\u00e9rification de sa solvabilit\u00e9. La banque n’\u00e9tait pas tenue de v\u00e9rifier sa solvabilit\u00e9, compte tenu de sa d\u00e9claration de situation patrimoniale d\u00e9nu\u00e9e de toute anomalie apparente. Le devoir se concentre ainsi sur l’information et non sur l’investigation. Cette interpr\u00e9tation restrictive pr\u00e9serve la libert\u00e9 contractuelle et la responsabilit\u00e9 personnelle du souscripteur.<\/p>\n

La preuve de l’ex\u00e9cution de l’obligation<\/p>\n

La banque doit pouvoir rapporter la preuve qu’elle a rempli son obligation d’information. Cette preuve peut r\u00e9sulter d’une mention sp\u00e9cifique dans les documents contractuels. Dans ce m\u00eame document, il est mentionn\u00e9 que la caution reconna\u00eet avoir \u00e9t\u00e9 mise en garde par la banque. Une telle mention \u00e9crite et sign\u00e9e constitue une pr\u00e9somption de l’accomplissement du devoir. Elle permet au juge de constater que la caution a \u00e9t\u00e9 \u00e9clair\u00e9e sur les cons\u00e9quences de son acte. Cette formalisation est essentielle pour la s\u00e9curit\u00e9 juridique des op\u00e9rations de cr\u00e9dit.<\/p>\n

Cette d\u00e9cision illustre le contr\u00f4le rigoureux du cautionnement des consommateurs. Elle rappelle la primaut\u00e9 de l’appr\u00e9ciation au jour de l’engagement et la charge de la preuve pesant sur la caution. Le cr\u00e9ancier professionnel peut s’exon\u00e9rer en d\u00e9montrant le caract\u00e8re non manifestement disproportionn\u00e9 de l’engagement au regard des d\u00e9clarations re\u00e7ues. L’arr\u00eat pr\u00e9cise \u00e9galement les modalit\u00e9s de preuve du respect du devoir de mise en garde. Il consacre une approche \u00e9quilibr\u00e9e prot\u00e9geant la partie faible sans imposer une obligation de investigation excessive au banquier.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

La Cour d’appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction d…<\/p>\n","protected":false},"author":232070755,"featured_media":9629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_kj_source_type":"judilibre","_kj_official_id":"68d7706a4a9e93a91e2fcec4","_kj_official_url":"https:\/\/www.courdecassation.fr\/decision\/68d7706a4a9e93a91e2fcec4","_kj_judilibre_id":"68d7706a4a9e93a91e2fcec4","_kj_jur":"Cour d'appel","_kj_lieu":"Cour d'appel de N\u00eemes","_kj_chambre":"4\u00e8me chambre commerciale","_kj_rg":"23\/03500","_kj_date":"2025-09-26","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7597],"tags":[],"class_list":["post-660398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jurisprudence"],"yoast_head":"\nCour d'appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"description\" content=\"La Cour d'appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction d...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cour d'appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500\" \/>\n<meta property=\"og:description\" content=\"La Cour d'appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction d...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/\" \/>\n<meta property=\"og:site_name\" content=\"Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-23T13:13:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/etienne-girardet-ALIEN0anXKg-unsplash.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"5472\" \/>\n\t<meta property=\"og:image:height\" content=\"3648\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Kohen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kohen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/\"},\"author\":{\"name\":\"Kohen\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#\\\/schema\\\/person\\\/761c9ba54fa1ca84d405cef0831ff751\"},\"headline\":\"Cour d’appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\\\/03500\",\"datePublished\":\"2026-04-23T13:13:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/\"},\"wordCount\":634,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/etienne-girardet-ALIEN0anXKg-unsplash.webp\",\"articleSection\":[\"Jurisprudence\"],\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#respond\"]}],\"citation\":\"Cour d’appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\\\/03500\",\"about\":[{\"@type\":\"Thing\",\"name\":\"Jurisprudence\"}],\"dateModified\":\"2026-04-23T13:13:56+00:00\",\"speakable\":{\"@type\":\"SpeakableSpecification\",\"cssSelector\":[\".article-content > p:first-of-type\"]}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/\",\"name\":\"Cour d'appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\\\/03500 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/etienne-girardet-ALIEN0anXKg-unsplash.webp\",\"datePublished\":\"2026-04-23T13:13:56+00:00\",\"description\":\"La Cour d'appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction d...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#primaryimage\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/etienne-girardet-ALIEN0anXKg-unsplash.webp\",\"contentUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/etienne-girardet-ALIEN0anXKg-unsplash.webp\",\"width\":5472,\"height\":3648},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/avocats-en-droit-penal-a-paris-conseil-et-defense-strategique\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cour d’appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\\\/03500\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#website\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/\",\"name\":\"Kohen Avocats\",\"description\":\"Ma\u00eetre Hassan Kohen, avocat p\u00e9naliste \u00e0 Paris, intervient exclusivement en droit p\u00e9nal pour la d\u00e9fense des particuliers, notamment en mati\u00e8re d\u2019accusations de viol. Il assure un accompagnement rigoureux d\u00e8s la garde \u00e0 vue jusqu\u2019\u00e0 la Cour d\u2019assises, veillant au strict respect des garanties proc\u00e9durales.\",\"publisher\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#organization\",\"name\":\"Kohen Avocats\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Logo-2-1.webp\",\"contentUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Logo-2-1.webp\",\"width\":2114,\"height\":1253,\"caption\":\"Kohen Avocats\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/#\\\/schema\\\/person\\\/761c9ba54fa1ca84d405cef0831ff751\",\"name\":\"Kohen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"caption\":\"Kohen\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/hassan-kohen-448548192\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@Kohen-Avocats\"],\"url\":\"https:\\\/\\\/kohenavocats.com\\\/pt-pt\\\/author\\\/kohenmlk\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Cour d'appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","description":"La Cour d'appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction d...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/","og_locale":"pt_PT","og_type":"article","og_title":"Cour d'appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500","og_description":"La Cour d'appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction d...","og_url":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/","og_site_name":"Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","article_published_time":"2026-04-23T13:13:56+00:00","og_image":[{"width":5472,"height":3648,"url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/etienne-girardet-ALIEN0anXKg-unsplash.webp","type":"image\/webp"}],"author":"Kohen","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Kohen","Tempo estimado de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#article","isPartOf":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/"},"author":{"name":"Kohen","@id":"https:\/\/kohenavocats.com\/pt-pt\/#\/schema\/person\/761c9ba54fa1ca84d405cef0831ff751"},"headline":"Cour d’appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500","datePublished":"2026-04-23T13:13:56+00:00","mainEntityOfPage":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/"},"wordCount":634,"commentCount":0,"publisher":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/#organization"},"image":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#primaryimage"},"thumbnailUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/etienne-girardet-ALIEN0anXKg-unsplash.webp","articleSection":["Jurisprudence"],"inLanguage":"pt-PT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#respond"]}],"citation":"Cour d’appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500","about":[{"@type":"Thing","name":"Jurisprudence"}],"dateModified":"2026-04-23T13:13:56+00:00","speakable":{"@type":"SpeakableSpecification","cssSelector":[".article-content > p:first-of-type"]}},{"@type":"WebPage","@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/","url":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/","name":"Cour d'appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","isPartOf":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#primaryimage"},"image":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#primaryimage"},"thumbnailUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/etienne-girardet-ALIEN0anXKg-unsplash.webp","datePublished":"2026-04-23T13:13:56+00:00","description":"La Cour d'appel de Toulouse, statuant le 20 f\u00e9vrier 2025, examine le recours form\u00e9 contre un jugement condamnant deux cautions personnelles. La juridiction d...","breadcrumb":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/"]}]},{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#primaryimage","url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/etienne-girardet-ALIEN0anXKg-unsplash.webp","contentUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/etienne-girardet-ALIEN0anXKg-unsplash.webp","width":5472,"height":3648},{"@type":"BreadcrumbList","@id":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-toulouse-le-20-fevrier-2025-n23-03500\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kohenavocats.com\/pt-pt\/avocats-en-droit-penal-a-paris-conseil-et-defense-strategique\/"},{"@type":"ListItem","position":2,"name":"Cour d’appel de Toulouse, le 20 f\u00e9vrier 2025, n\u00b023\/03500"}]},{"@type":"WebSite","@id":"https:\/\/kohenavocats.com\/pt-pt\/#website","url":"https:\/\/kohenavocats.com\/pt-pt\/","name":"Kohen Avocats","description":"Ma\u00eetre Hassan Kohen, avocat p\u00e9naliste \u00e0 Paris, intervient exclusivement en droit p\u00e9nal pour la d\u00e9fense des particuliers, notamment en mati\u00e8re d\u2019accusations de viol. Il assure un accompagnement rigoureux d\u00e8s la garde \u00e0 vue jusqu\u2019\u00e0 la Cour d\u2019assises, veillant au strict respect des garanties proc\u00e9durales.","publisher":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kohenavocats.com\/pt-pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"},{"@type":"Organization","@id":"https:\/\/kohenavocats.com\/pt-pt\/#organization","name":"Kohen Avocats","url":"https:\/\/kohenavocats.com\/pt-pt\/","logo":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/kohenavocats.com\/pt-pt\/#\/schema\/logo\/image\/","url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2026\/01\/Logo-2-1.webp","contentUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2026\/01\/Logo-2-1.webp","width":2114,"height":1253,"caption":"Kohen Avocats"},"image":{"@id":"https:\/\/kohenavocats.com\/pt-pt\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/kohenavocats.com\/pt-pt\/#\/schema\/person\/761c9ba54fa1ca84d405cef0831ff751","name":"Kohen","image":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","caption":"Kohen"},"sameAs":["https:\/\/www.linkedin.com\/in\/hassan-kohen-448548192\/","https:\/\/www.youtube.com\/@Kohen-Avocats"],"url":"https:\/\/kohenavocats.com\/pt-pt\/author\/kohenmlk\/"}]}},"jetpack_featured_media_url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/etienne-girardet-ALIEN0anXKg-unsplash.webp","jetpack_likes_enabled":false,"jetpack_shortlink":"https:\/\/wp.me\/peCrII-2LNA","jetpack-related-posts":[{"id":717805,"url":"https:\/\/kohenavocats.com\/pt-pt\/tribunal-de-commerce-de-toulouse-le-21-janvier-2026-n2024003153\/","url_meta":{"origin":660398,"position":0},"title":"Tribunal de commerce de Toulouse, le 21 janvier 2026, n\u00b02024003153","author":"Kohen","date":"28 de Abril, 2026","format":false,"excerpt":"Le tribunal de commerce de Toulouse, par un jugement du 21 janvier 2026, a statu\u00e9 sur l'action en paiement d'un \u00e9tablissement bancaire contre deux...","rel":"","context":"In "D\u00e9cisions juridiques"","block_context":{"text":"D\u00e9cisions juridiques","link":"https:\/\/kohenavocats.com\/category\/decisions-juridiques\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/mohamed-nohassi-kF7auA4ZbMM-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/mohamed-nohassi-kF7auA4ZbMM-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/mohamed-nohassi-kF7auA4ZbMM-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/mohamed-nohassi-kF7auA4ZbMM-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/mohamed-nohassi-kF7auA4ZbMM-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/mohamed-nohassi-kF7auA4ZbMM-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":303789,"url":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-paris-le-8-octobre-2025-n24-02562\/","url_meta":{"origin":660398,"position":1},"title":"Cour d’appel de Paris, le 8 octobre 2025, n\u00b024\/02562","author":"Kohen","date":"5 de Fevereiro, 2026","format":false,"excerpt":"La Cour d\u2019appel de Paris, le 8 octobre 2025, statue sur un pourvoi relatif \u00e0 la validit\u00e9 de deux engagements de caution souscrits par une personne physique pour les besoins d\u2019une soci\u00e9t\u00e9. La caution soutenait le caract\u00e8re manifestement disproportionn\u00e9 de ses engagements au regard de ses biens et revenus, invoquant\u2026","rel":"","context":"In "Cour d'appel"","block_context":{"text":"Cour d'appel","link":"https:\/\/kohenavocats.com\/category\/cour-dappel\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/scott-webb-A-7Y4M0-e0M-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/scott-webb-A-7Y4M0-e0M-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/scott-webb-A-7Y4M0-e0M-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/scott-webb-A-7Y4M0-e0M-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/scott-webb-A-7Y4M0-e0M-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/scott-webb-A-7Y4M0-e0M-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":307883,"url":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-pau-le-14-octobre-2025-n24-01007\/","url_meta":{"origin":660398,"position":2},"title":"Cour d’appel de Pau, le 14 octobre 2025, n\u00b024\/01007","author":"Kohen","date":"6 de Fevereiro, 2026","format":false,"excerpt":"La Cour d\u2019appel de Pau, le 14 octobre 2025, confirme un jugement ayant condamn\u00e9 une caution personne physique au paiement des sommes garanties. L\u2019appelant invoquait la disproportion manifeste de ses engagements et un manquement au devoir de mise en garde. La cour rejette ces moyens apr\u00e8s un examen d\u00e9taill\u00e9 des\u2026","rel":"","context":"In "Cour d'appel"","block_context":{"text":"Cour d'appel","link":"https:\/\/kohenavocats.com\/category\/cour-dappel\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/luis-cortes-m92ge4NGDIM-unsplash-1.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/luis-cortes-m92ge4NGDIM-unsplash-1.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/luis-cortes-m92ge4NGDIM-unsplash-1.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/luis-cortes-m92ge4NGDIM-unsplash-1.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/luis-cortes-m92ge4NGDIM-unsplash-1.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/luis-cortes-m92ge4NGDIM-unsplash-1.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":303404,"url":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-bordeaux-le-8-octobre-2025-n23-04354\/","url_meta":{"origin":660398,"position":3},"title":"Cour d’appel de Bordeaux, le 8 octobre 2025, n\u00b023\/04354","author":"Kohen","date":"5 de Fevereiro, 2026","format":false,"excerpt":"La Cour d\u2019appel de Bordeaux, dans un arr\u00eat du 8 octobre 2025, a \u00e9t\u00e9 saisie d\u2019un litige opposant un \u00e9tablissement de cr\u00e9dit \u00e0 une caution personne physique. Le g\u00e9rant d\u2019une soci\u00e9t\u00e9 avait cautionn\u00e9 un pr\u00eat professionnel consenti \u00e0 celle-ci. Apr\u00e8s la liquidation judiciaire de la soci\u00e9t\u00e9, la banque a poursuivi\u2026","rel":"","context":"In "Cour d'appel"","block_context":{"text":"Cour d'appel","link":"https:\/\/kohenavocats.com\/category\/cour-dappel\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pierre-chatel-innocenti-hJEqMutj3qc-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pierre-chatel-innocenti-hJEqMutj3qc-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pierre-chatel-innocenti-hJEqMutj3qc-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pierre-chatel-innocenti-hJEqMutj3qc-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pierre-chatel-innocenti-hJEqMutj3qc-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pierre-chatel-innocenti-hJEqMutj3qc-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":302977,"url":"https:\/\/kohenavocats.com\/pt-pt\/cour-dappel-de-rennes-le-7-octobre-2025-n22-06087\/","url_meta":{"origin":660398,"position":4},"title":"Cour d’appel de Rennes, le 7 octobre 2025, n\u00b022\/06087","author":"Kohen","date":"5 de Fevereiro, 2026","format":false,"excerpt":"La Cour d\u2019appel de Rennes, dans un arr\u00eat du 7 octobre 2025, a confirm\u00e9 un jugement condamnant deux \u00e9poux en leur qualit\u00e9 de cautions solidaires de deux pr\u00eats professionnels. Les cautions soutenaient que leurs engagements \u00e9taient manifestement disproportionn\u00e9s \u00e0 leurs biens et revenus au sens de l\u2019article L. 341-4 du\u2026","rel":"","context":"In "Cour d'appel"","block_context":{"text":"Cour d'appel","link":"https:\/\/kohenavocats.com\/category\/cour-dappel\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/sarah-penney-NJk-fi1gyOY-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/sarah-penney-NJk-fi1gyOY-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/sarah-penney-NJk-fi1gyOY-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/sarah-penney-NJk-fi1gyOY-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/sarah-penney-NJk-fi1gyOY-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/sarah-penney-NJk-fi1gyOY-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":707946,"url":"https:\/\/kohenavocats.com\/pt-pt\/tribunal-de-commerce-de-commerce-du-puy-en-velay-le-10-decembre-2025-n2024j00061\/","url_meta":{"origin":660398,"position":5},"title":"Tribunal de commerce de commerce du Puy-en-Velay, le 10 d\u00e9cembre 2025, n\u00b02024J00061","author":"Kohen","date":"27 de Abril, 2026","format":false,"excerpt":"Le tribunal de commerce du Puy-en-Velay a rendu un jugement le 10 d\u00e9cembre 2025 relatif \u00e0 une demande en paiement form\u00e9e contre des cautions solidaires....","rel":"","context":"In "D\u00e9cisions juridiques"","block_context":{"text":"D\u00e9cisions juridiques","link":"https:\/\/kohenavocats.com\/category\/decisions-juridiques\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/alex-shuper-EpYGXgIeTTQ-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/alex-shuper-EpYGXgIeTTQ-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/alex-shuper-EpYGXgIeTTQ-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/alex-shuper-EpYGXgIeTTQ-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/alex-shuper-EpYGXgIeTTQ-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/alex-shuper-EpYGXgIeTTQ-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/posts\/660398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/users\/232070755"}],"replies":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/comments?post=660398"}],"version-history":[{"count":0,"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/posts\/660398\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/media\/9629"}],"wp:attachment":[{"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/media?parent=660398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/categories?post=660398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kohenavocats.com\/pt-pt\/wp-json\/wp\/v2\/tags?post=660398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}