{"id":666948,"date":"2026-04-24T02:27:24","date_gmt":"2026-04-24T00:27:24","guid":{"rendered":"https:\/\/kohenavocats.com\/tribunal-judiciaire-de-creteil-le-23-septembre-2025-n25-02610-2\/"},"modified":"2026-04-26T19:38:28","modified_gmt":"2026-04-26T17:38:28","slug":"tribunal-judiciaire-de-creteil-le-23-septembre-2025-n25-02610-2","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/pt-pt\/tribunal-judiciaire-de-creteil-le-23-septembre-2025-n25-02610-2\/","title":{"rendered":"Tribunal judiciaire de Cr\u00e9teil, le 23 septembre 2025, n\u00b025\/02610"},"content":{"rendered":"<div class=\"article-content\">\n<p>Le tribunal judiciaire de Cr\u00e9teil, statuant le 23 septembre 2025, examine le recours d&#8217;une soci\u00e9t\u00e9 <a href=\"https:\/\/kohenavocats.fr\/avocat-depot-garantie-paris\/\" target=\"_blank\" title=\"caution\">caution<\/a> ayant pay\u00e9 la dette d&#8217;un emprunteur d\u00e9faillant. L&#8217;instance est introduite contre l&#8217;emprunteur, qui ne compara\u00eet pas. La juridiction doit trancher sur la recevabilit\u00e9 et le bien-fond\u00e9 de la demande en recours personnel. Elle accueille la demande de la caution et condamne l&#8217;emprunteur au remboursement des sommes pay\u00e9es.<\/p>\n<p>La r\u00e9gularit\u00e9 de la proc\u00e9dure en l&#8217;absence de comparution<\/p>\n<p>Le traitement d&#8217;une instance malgr\u00e9 la d\u00e9faillance d&#8217;une partie. Le tribunal applique strictement les r\u00e8gles de proc\u00e9dure civile applicables en cas de d\u00e9faut de comparution. Il rappelle que &#8220;Si le d\u00e9fendeur ne compara\u00eet pas, il est n\u00e9anmoins statu\u00e9 sur le fond&#8221; (article 472 du Code de proc\u00e9dure civile). Le juge v\u00e9rifie donc la r\u00e9gularit\u00e9 et le bien-fond\u00e9 de la demande, m\u00eame en l&#8217;absence de contradiction. Cette approche garantit le droit \u00e0 un proc\u00e8s \u00e9quitable pour la partie pr\u00e9sente. Elle \u00e9vite qu&#8217;une d\u00e9faillance proc\u00e9durale ne paralyse ind\u00fbment le cours de la justice. La d\u00e9cision est ainsi r\u00e9put\u00e9e contradictoire, pr\u00e9servant les voies de recours.<\/p>\n<p>La sanction des pr\u00e9tentions non formul\u00e9es comme demandes. Le tribunal op\u00e8re une distinction essentielle entre les pr\u00e9tentions et les moyens. Il refuse de statuer sur de simples &#8220;dire et juger&#8221; ou &#8220;constater&#8221;. Seules les demandes \u00e9nonc\u00e9es au dispositif, conf\u00e9rant un droit, sont prises en compte. Cette rigueur proc\u00e9durale guide l&#8217;office du juge et d\u00e9limite strictement l&#8217;objet du litige. Elle pr\u00e9vient toute extension arbitraire du d\u00e9bat judiciaire. La port\u00e9e de cette pr\u00e9cision est fondamentale pour la s\u00e9curit\u00e9 juridique des parties. Elle rappelle que la proc\u00e9dure civile impose une formulation claire des attentes.<\/p>\n<p>Le bien-fond\u00e9 du recours personnel de la caution<\/p>\n<p>L&#8217;application du droit ancien du cautionnement aux contrats ant\u00e9rieurs. La d\u00e9cision proc\u00e8de \u00e0 un important travail de qualification temporelle. Elle constate que le cautionnement fut conclu en d\u00e9cembre 2020. Elle applique donc l&#8217;article 37 de l&#8217;ordonnance du 15 septembre 2021. Les dispositions anciennes du code civil restent applicables en l&#8217;esp\u00e8ce. Ce raisonnement assure la s\u00e9curit\u00e9 des conventions pass\u00e9es avant la r\u00e9forme. Il respecte le principe de non-r\u00e9troactivit\u00e9 de la loi nouvelle. La valeur de cette analyse est de pr\u00e9server les droits acquis sous l&#8217;empire de la loi ancienne. Elle offre une lecture stable et pr\u00e9visible des transitions l\u00e9gislatives.<\/p>\n<p>La cons\u00e9cration du recours personnel fond\u00e9 sur l&#8217;article 2305 ancien. Le tribunal fait droit \u00e0 la demande apr\u00e8s un examen probatoire rigoureux. Il rel\u00e8ve la production du contrat de pr\u00eat, de l&#8217;engagement de caution et des mises en demeure. La quittance subrogative et la mise en demeure de la caution compl\u00e8tent le dossier. La juridiction en d\u00e9duit que la caution a pay\u00e9 la dette de l&#8217;emprunteur principal. Elle applique alors l&#8217;article 2305 ancien du code civil. &#8220;La caution qui a pay\u00e9 a son recours contre le d\u00e9biteur principal&#8221; (Motifs, 1\u00b0). Ce recours couvre le principal et les int\u00e9r\u00eats \u00e0 compter du paiement. La solution affirme avec force l&#8217;efficacit\u00e9 de l&#8217;action personnelle de la caution. Elle en pr\u00e9cise les modalit\u00e9s financi\u00e8res et le point de d\u00e9part des int\u00e9r\u00eats. La port\u00e9e en est la s\u00e9curisation de la position des cautions professionnelles apr\u00e8s paiement.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Le tribunal judiciaire de Cr\u00e9teil, statuant le 23 septembre 2025, examine le recours d&#8217;une soci\u00e9t\u00e9 caution ayant pay\u00e9 la dette d&#8217;un emprunteur d\u00e9faillant. L&#8217;&#8230;<\/p>\n","protected":false},"author":232070755,"featured_media":4819,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_kj_source_type":"judilibre","_kj_official_id":"68d2ef9969293f91fcc74051","_kj_official_url":"https:\/\/www.courdecassation.fr\/decision\/68d2ef9969293f91fcc74051","_kj_judilibre_id":"68d2ef9969293f91fcc74051","_kj_jur":"Tribunal judiciaire","_kj_lieu":"Tribunal judiciaire de Cr\u00e9teil","_kj_chambre":"3\u00e8me Chambre","_kj_rg":"25\/02610","_kj_date":"2025-09-23","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7597],"tags":[],"class_list":["post-666948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jurisprudence"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tribunal judiciaire de Cr\u00e9teil, le 23 septembre 2025, n\u00b025\/02610 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"description\" content=\"Le tribunal judiciaire de Cr\u00e9teil, statuant le 23 septembre 2025, examine le recours d&#039;une soci\u00e9t\u00e9 caution ayant pay\u00e9 la dette d&#039;un emprunteur d\u00e9faillant. 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