{"id":640633,"date":"2026-04-21T22:01:11","date_gmt":"2026-04-21T20:01:11","guid":{"rendered":"https:\/\/kohenavocats.com\/jurisprudences\/acordao-supremo-tribunal-de-justica-processo-4280-21-0t8vis-c1-s1-2023-05-03\/"},"modified":"2026-04-21T22:01:11","modified_gmt":"2026-04-21T20:01:11","slug":"acordao-supremo-tribunal-de-justica-processo-4280-21-0t8vis-c1-s1-2023-05-03","status":"publish","type":"kji_decision","link":"https:\/\/kohenavocats.com\/ru\/jurisprudences\/acordao-supremo-tribunal-de-justica-processo-4280-21-0t8vis-c1-s1-2023-05-03\/","title":{"rendered":"Ac\u00f3rd\u00e3o Supremo Tribunal de Justi\u00e7a \u2013 Processo 4280\/21.0T8VIS.C1.S1 \u2013 2023-05-03"},"content":{"rendered":"
\n

Relator: ANT?NIO BARATEIRO MARTINS. I- Face ao que decorre do DL 214\/97 ? ou seja, no ?mbito dos seguros que confiram coberturas facultativas a danos pr?prios de ve?culos autom?veis ? n?o ? deixada ? autonomia privada do tomador do seguro a indica??o do valor ou capital que pretende seja considerado seguro, cabendo, isso sim, ao tomador de seguro fornecer ao segurador os elementos que permitam a este a determina??o do valor da indemniza??o em caso de perda total e do capital seguro, tendo em conta as tabelas de desvaloriza??o a que se refere o DL 214\/97. II- Caso o segurador n?o proceda a tal determina??o ? caso aceite acriticamente o valor indicado pelo tomador do seguro e cobre o pr?mio correspondente ao valor indicado (superior ao valor do ve?culo) ? responde, em caso de sinistro, pelo valor seguro ? data do vencimento do pr?mio imediatamente anterior ? verifica??o desse mesmo sinistro (nos termos do art.? 3.? do DL 214\/97), ou seja, satisfaz uma presta??o superior ao valor do ve?culo (uma vez que tal art. 3.? do DL 214\/97 constitui uma exce??o ao ?princ?pio indemnizat?rio? consagrado nos arts. 128.?, 130.? e 132.? do RJCS).<\/p>\n

\n

Sources officielles :<\/strong> consulter la page source<\/a><\/p>\n

Portails officiels portugais (DGSI \/ Tribunal Constitucional). Republication en metadata_only par prudence licencielle ; consulter la source officielle pour le texte authentique.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Relator: ANT?NIO BARATEIRO MARTINS. I- Face ao que decorre do DL 214\/97 ? ou seja, no ?mbito dos seguros que confiram coberturas facultativas a danos pr?prios de ve?culos autom?veis ? n?o ? deixada ? autonomia privada do tomador do seguro a indica??o do valor ou capital que pretende seja considerado seguro, cabendo, isso sim, ao tomador de seguro fornecer ao segurador os elementos que permitam a este a determina??o do valor da indemniza??o em caso de perda total e do capital seguro, tendo em conta as tabelas de desvaloriza??o a que se refere o DL 214\/97. II- Caso o segurador n?o proceda a tal determina??o ? caso aceite acriticamente o valor indicado pelo tomador do seguro e cobre o pr?mio correspondente ao valor indicado (superior ao valor do ve?culo) ? responde, em caso de sinistro, pelo valor seguro ? data do vencimento do pr?mio imediatamente anterior ? verifica??o desse mesmo sinistro (nos termos do art.? 3.? do DL 214\/97), ou seja, satisfaz uma presta??o superior ao valor do ve?culo (uma vez que tal art. 3.? do DL 214\/97 constitui uma exce??o ao ?princ?pio indemnizat?rio? consagrado nos arts. 128.?, 130.? e 132.? do RJCS).<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_crdt_document":""},"kji_country":[7762],"kji_court":[7763],"kji_chamber":[8887],"kji_year":[24566],"kji_subject":[7724],"kji_keyword":[7772,7774,7771,7773,7636],"kji_language":[7770],"class_list":["post-640633","kji_decision","type-kji_decision","status-publish","hentry","kji_country-portugal","kji_court-supremo-tribunal-de-justica","kji_chamber-6-seco","kji_year-24566","kji_subject-civil","kji_keyword-acordao","kji_keyword-justica","kji_keyword-processo","kji_keyword-supremo","kji_keyword-tribunal","kji_language-pt"],"yoast_head":"\nAc\u00f3rd\u00e3o Supremo Tribunal de Justi\u00e7a \u2013 Processo 4280\/21.0T8VIS.C1.S1 \u2013 2023-05-03 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kohenavocats.com\/ru\/jurisprudences\/acordao-supremo-tribunal-de-justica-processo-4280-21-0t8vis-c1-s1-2023-05-03\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ac\u00f3rd\u00e3o Supremo Tribunal de Justi\u00e7a \u2013 Processo 4280\/21.0T8VIS.C1.S1 \u2013 2023-05-03\" \/>\n<meta property=\"og:description\" content=\"Relator: ANT?NIO BARATEIRO MARTINS. I- Face ao que decorre do DL 214\/97 ? ou seja, no ?mbito dos seguros que confiram coberturas facultativas a danos pr?prios de ve?culos autom?veis ? n?o ? deixada ? autonomia privada do tomador do seguro a indica??o do valor ou capital que pretende seja considerado seguro, cabendo, isso sim, ao tomador de seguro fornecer ao segurador os elementos que permitam a este a determina??o do valor da indemniza??o em caso de perda total e do capital seguro, tendo em conta as tabelas de desvaloriza??o a que se refere o DL 214\/97. 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