{"id":640935,"date":"2026-04-21T22:46:02","date_gmt":"2026-04-21T20:46:02","guid":{"rendered":"https:\/\/kohenavocats.com\/jurisprudences\/acordao-supremo-tribunal-de-justica-processo-15975-21-8t8prt-p1-s1-2023-04-27\/"},"modified":"2026-04-21T22:46:02","modified_gmt":"2026-04-21T20:46:02","slug":"acordao-supremo-tribunal-de-justica-processo-15975-21-8t8prt-p1-s1-2023-04-27","status":"publish","type":"kji_decision","link":"https:\/\/kohenavocats.com\/ru\/jurisprudences\/acordao-supremo-tribunal-de-justica-processo-15975-21-8t8prt-p1-s1-2023-04-27\/","title":{"rendered":"Ac\u00f3rd\u00e3o Supremo Tribunal de Justi\u00e7a \u2013 Processo 15975\/21.8T8PRT.P1.S1 \u2013 2023-04-27"},"content":{"rendered":"
\n

Relator: VIEIRA E CUNHA. I ? No seguro de danos, existe subseguro (art.? 134.? da LCS) sempre que o capital seguro seja inferior ao valor do objeto seguro, o que tem como consequ?ncia uma redu??o da indemniza??o na propor??o dessa diferen?a — o segurador, que j? tinha a sua responsabilidade limitada pelo capital seguro (art.? 128.? da LCS), ficar? apenas responsabilizado pelo dano na respetiva propor??o, ressalvando-se cl?usula em sentido contr?rio. II ? No quadro-base da sinalagmaticidade do contrato, n?o pode afastar-se que a situa??o de sub-seguro resulte de uma vontade consciente do segurado, que pondere a aplica??o de pr?mios mais baixos, ou que haja procedido em erro de avalia??o, que ? seguradora n?o cumpre sindicar. III ? O valor a atender para aplica??o da regra proporcional ? o valor real do equipamento objecto do seguro.<\/p>\n

\n

Sources officielles :<\/strong> consulter la page source<\/a><\/p>\n

Portails officiels portugais (DGSI \/ Tribunal Constitucional). Republication en metadata_only par prudence licencielle ; consulter la source officielle pour le texte authentique.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Relator: VIEIRA E CUNHA. I ? No seguro de danos, existe subseguro (art.? 134.? da LCS) sempre que o capital seguro seja inferior ao valor do objeto seguro, o que tem como consequ?ncia uma redu??o da indemniza??o na propor??o dessa diferen?a — o segurador, que j? tinha a sua responsabilidade limitada pelo capital seguro (art.? 128.? da LCS), ficar? apenas responsabilizado pelo dano na respetiva propor??o, ressalvando-se cl?usula em sentido contr?rio. II ? No quadro-base da sinalagmaticidade do contrato, n?o pode afastar-se que a situa??o de sub-seguro resulte de uma vontade consciente do segurado, que pondere a aplica??o de pr?mios mais baixos, ou que haja procedido em erro de avalia??o, que ? seguradora n?o cumpre sindicar. III ? O valor a atender para aplica??o da regra proporcional ? o valor real do equipamento objecto do seguro.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_crdt_document":""},"kji_country":[7762],"kji_court":[7763],"kji_chamber":[8784],"kji_year":[24566],"kji_subject":[7724],"kji_keyword":[7772,7774,7771,7773,7636],"kji_language":[7770],"class_list":["post-640935","kji_decision","type-kji_decision","status-publish","hentry","kji_country-portugal","kji_court-supremo-tribunal-de-justica","kji_chamber-2-seco","kji_year-24566","kji_subject-civil","kji_keyword-acordao","kji_keyword-justica","kji_keyword-processo","kji_keyword-supremo","kji_keyword-tribunal","kji_language-pt"],"yoast_head":"\nAc\u00f3rd\u00e3o Supremo Tribunal de Justi\u00e7a \u2013 Processo 15975\/21.8T8PRT.P1.S1 \u2013 2023-04-27 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kohenavocats.com\/ru\/jurisprudences\/acordao-supremo-tribunal-de-justica-processo-15975-21-8t8prt-p1-s1-2023-04-27\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ac\u00f3rd\u00e3o Supremo Tribunal de Justi\u00e7a \u2013 Processo 15975\/21.8T8PRT.P1.S1 \u2013 2023-04-27\" \/>\n<meta property=\"og:description\" content=\"Relator: VIEIRA E CUNHA. I ? No seguro de danos, existe subseguro (art.? 134.? da LCS) sempre que o capital seguro seja inferior ao valor do objeto seguro, o que tem como consequ?ncia uma redu??o da indemniza??o na propor??o dessa diferen?a - o segurador, que j? tinha a sua responsabilidade limitada pelo capital seguro (art.? 128.? da LCS), ficar? apenas responsabilizado pelo dano na respetiva propor??o, ressalvando-se cl?usula em sentido contr?rio. II ? No quadro-base da sinalagmaticidade do contrato, n?o pode afastar-se que a situa??o de sub-seguro resulte de uma vontade consciente do segurado, que pondere a aplica??o de pr?mios mais baixos, ou que haja procedido em erro de avalia??o, que ? seguradora n?o cumpre sindicar. III ? 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