{"id":641090,"date":"2026-04-21T22:58:00","date_gmt":"2026-04-21T20:58:00","guid":{"rendered":"https:\/\/kohenavocats.com\/cour-dappel-de-paris-le-30-avril-2025-n25-00094\/"},"modified":"2026-04-21T22:58:00","modified_gmt":"2026-04-21T20:58:00","slug":"cour-dappel-de-paris-le-30-avril-2025-n25-00094","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/tr\/cour-dappel-de-paris-le-30-avril-2025-n25-00094\/","title":{"rendered":"Cour d’appel de Paris, le 30 avril 2025, n\u00b025\/00094"},"content":{"rendered":"
\n

La Cour d’appel de Paris, statuant le 30 avril 2025, examine un litige relatif \u00e0 une proc\u00e9dure de saisie immobili\u00e8re. Un d\u00e9biteur forme appel contre un jugement autorisant la vente forc\u00e9e de ses biens. La cour doit se prononcer sur la jonction de proc\u00e9dures, une intervention volontaire et la recevabilit\u00e9 de demandes nouvelles en appel. Elle rejette l’ensemble des moyens soulev\u00e9s par le d\u00e9biteur et confirme le jugement d\u00e9f\u00e9r\u00e9.<\/p>\n

La r\u00e9gularit\u00e9 proc\u00e9durale de l’intervention d’un cessionnaire<\/p>\n

La cour valide d’abord l’intervention d’un fonds de titrisation cessionnaire de la cr\u00e9ance. Elle constate la cession d’un portefeuille de cr\u00e9ances par l’institution financi\u00e8re originaire au fonds commun de titrisation. La soci\u00e9t\u00e9 charg\u00e9e du recouvrement agit en repr\u00e9sentation directe de ce fonds. Elle fonde sa d\u00e9cision sur l’article L.214-172 du code mon\u00e9taire et financier, qui organise cette repr\u00e9sentation. “Par d\u00e9rogation au premier alin\u00e9a de l’article L. 214-183, dans tous les cas o\u00f9 tout ou partie de la gestion ou du recouvrement de tout \u00e9l\u00e9ment d’actif n’est pas effectu\u00e9 directement par la soci\u00e9t\u00e9 de gestion mais par une entit\u00e9 tierce en application du pr\u00e9sent article, cette entit\u00e9 peut repr\u00e9senter directement l’organisme dans toutes les actions en justice li\u00e9es \u00e0 la gestion et au recouvrement de l’actif, y compris toute d\u00e9claration de cr\u00e9ance et toute mesure d’ex\u00e9cution, sans qu’il soit besoin qu’elle obtienne un mandat sp\u00e9cial \u00e0 cet effet ni qu’elle mentionne la soci\u00e9t\u00e9 de gestion dans les actes” (article L.214-172 alin\u00e9a 6 du code mon\u00e9taire et financier). La notification de la cession au d\u00e9biteur est intervenue post\u00e9rieurement \u00e0 l’acte de saisie mais avant la d\u00e9claration de cr\u00e9ance dans la proc\u00e9dure. La cour estime ce formalisme suffisant pour l’intervention, sans exiger d’ant\u00e9riorit\u00e9 par rapport \u00e0 la saisie. Cette solution assouplit les conditions d’opposabilit\u00e9 de la cession dans le cadre proc\u00e9dural. Elle facilite ainsi la repr\u00e9sentation en justice des organismes de titrisation et la fluidit\u00e9 des transferts de cr\u00e9ances.<\/p>\n

L’irrecevabilit\u00e9 des moyens nouveaux en appel<\/p>\n

La cour d\u00e9clare ensuite irrecevables les demandes form\u00e9es pour la premi\u00e8re fois en appel. Elle rappelle le r\u00e9gime strict des contestations en mati\u00e8re de saisie immobili\u00e8re. “A peine d’irrecevabilit\u00e9 prononc\u00e9e d’office, aucune contestation ni aucune demande incidente ne peut, sauf dispositions contraires, \u00eatre form\u00e9e apr\u00e8s l’audience d’orientation pr\u00e9vue \u00e0 l’article R. 322-15 \u00e0 moins qu’elle porte sur les actes de proc\u00e9dure post\u00e9rieurs \u00e0 celle-ci” (article R.311-5 du code des proc\u00e9dures civiles d’ex\u00e9cution). En l’esp\u00e8ce, le d\u00e9biteur n’a pas comparu \u00e0 l’audience d’orientation initiale. Il n’a soulev\u00e9 aucune contestation \u00e0 ce stade sur la validit\u00e9 des actes ou le principe de la cr\u00e9ance. Les demandes en appel visant la suspension ou la vente amiable sont donc tardives. La cour \u00e9carte l’argument tir\u00e9 d’une ordonnance de sursis \u00e0 statuer indiquant un moyen s\u00e9rieux. Elle juge que l’existence d’un moyen au fond ne r\u00e9gularise pas une irrecevabilit\u00e9 proc\u00e9durale. Cette application rigoureuse s\u00e9curise le d\u00e9roulement des proc\u00e9dures d’ex\u00e9cution. Elle sanctionne la carence du d\u00e9biteur \u00e0 d\u00e9fendre ses int\u00e9r\u00eats en premi\u00e8re instance dans les d\u00e9lais impartis.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

La Cour d’appel de Paris, statuant le 30 avril 2025, examine un litige relatif \u00e0 une proc\u00e9dure de saisie immobili\u00e8re. 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