{"id":644853,"date":"2026-04-22T06:37:46","date_gmt":"2026-04-22T04:37:46","guid":{"rendered":"https:\/\/kohenavocats.com\/tribunal-judiciaire-de-vannes-le-8-septembre-2025-n24-00837\/"},"modified":"2026-04-22T06:37:46","modified_gmt":"2026-04-22T04:37:46","slug":"tribunal-judiciaire-de-vannes-le-8-septembre-2025-n24-00837","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/zh-hans\/tribunal-judiciaire-de-vannes-le-8-septembre-2025-n24-00837\/","title":{"rendered":"Tribunal judiciaire de Vannes, le 8 septembre 2025, n\u00b024\/00837"},"content":{"rendered":"
\n

Le tribunal judiciaire de Vannes, statuant en tant que juge de l’ex\u00e9cution, a rendu un jugement le 8 septembre 2025. Il s’agissait d’une proc\u00e9dure de saisie immobili\u00e8re engag\u00e9e contre une personne physique. Cette derni\u00e8re avait initialement vu sa demande de surendettement d\u00e9clar\u00e9e irrecevable par la commission comp\u00e9tente. Un juge des contentieux de la protection a ult\u00e9rieurement infirm\u00e9 cette d\u00e9cision et admis le d\u00e9biteur \u00e0 la proc\u00e9dure. Le juge de l’ex\u00e9cution devait donc d\u00e9terminer les cons\u00e9quences de cette admission r\u00e9troactive sur la saisie en cours. La solution a \u00e9t\u00e9 d’ordonner la suspension de la proc\u00e9dure de saisie pour douze mois et de constater la suspension du d\u00e9lai de p\u00e9remption du commandement.<\/p>\n

La suspension des poursuites par l’admission au surendettement<\/p>\n

L’effet automatique de la d\u00e9cision de recevabilit\u00e9. Le juge applique strictement les dispositions l\u00e9gales issues du code de la consommation. La d\u00e9cision judiciaire admettant le d\u00e9biteur produit un effet imm\u00e9diat et r\u00e9troactif. “La recevabilit\u00e9 de la demande emporte suspension et interdiction des proc\u00e9dures d’ex\u00e9cution diligent\u00e9es \u00e0 l’encontre des biens du d\u00e9biteur” (Motifs de la d\u00e9cision). Cet effet est imp\u00e9ratif et s’impose au juge de l’ex\u00e9cution sans qu’il n’ait \u00e0 exercer son pouvoir d’appr\u00e9ciation. La port\u00e9e de cette solution est de prot\u00e9ger imm\u00e9diatement le patrimoine du d\u00e9biteur d\u00e8s son admission dans la proc\u00e9dure. Elle garantit l’efficacit\u00e9 du traitement collectif des difficult\u00e9s financi\u00e8res des particuliers.<\/p>\n

La dur\u00e9e limit\u00e9e de la mesure de suspension. Le l\u00e9gislateur a encadr\u00e9 cette protection temporaire accord\u00e9e au d\u00e9biteur. La suspension ne peut en principe exc\u00e9der une p\u00e9riode maximale de deux ann\u00e9es. En l’esp\u00e8ce, le juge a fix\u00e9 une dur\u00e9e initiale de douze mois renouvelable. Il a concomitamment renvoy\u00e9 l’examen de l’affaire \u00e0 une audience ult\u00e9rieure. Cette temporalit\u00e9 permet de concilier la protection du d\u00e9biteur avec les droits du cr\u00e9ancier. La valeur de cette mesure est d’\u00e9viter une paralysie ind\u00e9finie des voies d’ex\u00e9cution. Elle inscrit la suspension dans le cadre plus large du plan de traitement du surendettement.<\/p>\n

Les effets proc\u00e9duraux sur la saisie immobili\u00e8re en cours<\/p>\n

La suspension du d\u00e9lai de p\u00e9remption du commandement. Cet aspect technique est essentiel pour la p\u00e9rennit\u00e9 de la proc\u00e9dure de saisie. Le juge se fonde express\u00e9ment sur les r\u00e8gles du code des proc\u00e9dures civiles d’ex\u00e9cution. Il rappelle que la suspension de la saisie entra\u00eene la suspension du d\u00e9lai de p\u00e9remption. “Le d\u00e9lai de p\u00e9remption du commandement de payer valant saisie est suspendu par la mention, en marge de la copie du commandement publi\u00e9, de la pr\u00e9sente d\u00e9cision de Justice” (Dispositif de la d\u00e9cision). Cette solution est conforme \u00e0 la jurisprudence de la Cour de cassation. “Il r\u00e9sulte des articles R. 321-20 et R. 321-22 du code des proc\u00e9dures civiles d’ex\u00e9cution que le d\u00e9lai de p\u00e9remption (…) est suspendu (…) tant que cette d\u00e9cision produit ses effets” (Cass. Deuxi\u00e8me chambre civile, le 14 avril 2022, n\u00b020-22.303). La port\u00e9e est de pr\u00e9server l’acte de saisie d’une nullit\u00e9 par p\u00e9remption pendant la p\u00e9riode de suspension.<\/p>\n

Les formalit\u00e9s requises pour assurer l’opposabilit\u00e9 de la suspension. Le jugement ordonne plusieurs mesures destin\u00e9es \u00e0 porter la d\u00e9cision \u00e0 la connaissance des tiers. Il impose la mention de la d\u00e9cision en marge du commandement publi\u00e9 \u00e0 la conservation des hypoth\u00e8ques. Il ordonne \u00e9galement la signification de la d\u00e9cision par l’avocat du cr\u00e9ancier poursuivant. Ces formalit\u00e9s sont indispensables pour garantir la s\u00e9curit\u00e9 juridique et l’information des ench\u00e9risseurs potentiels. La valeur de ces prescriptions est de rendre effectif le principe de suspension et d’en assurer la publicit\u00e9. Elles permettent ainsi d’articuler sereinement la proc\u00e9dure de surendettement avec la proc\u00e9dure d’ex\u00e9cution immobilis\u00e9e.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Le tribunal judiciaire de Vannes, statuant en tant que juge de l’ex\u00e9cution, a rendu un jugement le 8 septembre 2025. Il s’agissait d’une proc\u00e9dure de saisie …<\/p>\n","protected":false},"author":232070755,"featured_media":4692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_kj_source_type":"judilibre","_kj_official_id":"68e5790e0e2901d10fa539d9","_kj_official_url":"https:\/\/www.courdecassation.fr\/decision\/68e5790e0e2901d10fa539d9","_kj_judilibre_id":"68e5790e0e2901d10fa539d9","_kj_jur":"Tribunal judiciaire","_kj_lieu":"Tribunal judiciaire de Vannes","_kj_chambre":"Juge de l'EXECUTION","_kj_rg":"24\/00837","_kj_date":"2025-10-07","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7597],"tags":[],"class_list":["post-644853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jurisprudence"],"yoast_head":"\nTribunal judiciaire de Vannes, le 8 septembre 2025, n\u00b024\/00837 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"description\" content=\"Le tribunal judiciaire de Vannes, statuant en tant que juge de l'ex\u00e9cution, a rendu un jugement le 8 septembre 2025. 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