{"id":667821,"date":"2026-04-24T03:52:46","date_gmt":"2026-04-24T01:52:46","guid":{"rendered":"https:\/\/kohenavocats.com\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/"},"modified":"2026-04-24T03:52:46","modified_gmt":"2026-04-24T01:52:46","slug":"cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385","status":"publish","type":"post","link":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/","title":{"rendered":"Cour d’appel de appel d’Amiens, le 24 avril 2024, n\u00b023\/01385"},"content":{"rendered":"
\n

Cour d’appel d’Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l’installation d’\u00e9quipements thermiques. Le contrat principal fut d\u00e9clar\u00e9 caduc suite \u00e0 l’exercice du droit de r\u00e9tractation. L’\u00e9tablissement pr\u00eateur demanda la restitution du capital. La cour devait d\u00e9terminer si des manquements du pr\u00eateur pouvaient le priver de cette cr\u00e9ance. Elle confirma le jugement privant totalement le pr\u00eateur de son droit \u00e0 restitution.<\/p>\n

La caducit\u00e9 du contrat principal et ses cons\u00e9quences<\/p>\n

La caducit\u00e9 entra\u00eene l’an\u00e9antissement r\u00e9troactif du cr\u00e9dit affect\u00e9.<\/em>
\nL’exercice r\u00e9gulier du droit de r\u00e9tractation emporte caducit\u00e9 du contrat de vente principal. Cette caducit\u00e9 s’\u00e9tend au contrat de cr\u00e9dit qui lui est accessoire. L’an\u00e9antissement \u00e9tant r\u00e9troactif, il oblige chacune des parties \u00e0 restituer ce qu’elle a re\u00e7u. Le pr\u00eateur doit ainsi restituer les \u00e9ch\u00e9ances vers\u00e9es par l’emprunteur. En contrepartie, l’emprunteur est tenu de restituer le capital emprunt\u00e9. Cette obligation de restitution conna\u00eet toutefois une limite essentielle. Elle peut dispara\u00eetre en cas de faute du pr\u00eateur lors du d\u00e9blocage des fonds.<\/p>\n

La faute du pr\u00eateur peut an\u00e9antir son droit \u00e0 restitution.<\/em>
\nLe pr\u00eateur professionnel est tenu \u00e0 une obligation de vigilance avant de lib\u00e9rer les fonds. “Il lui appartenait de proc\u00e9der aux v\u00e9rifications \u00e9l\u00e9mentaires portant sur la r\u00e9gularit\u00e9 du contrat principal et son ex\u00e9cution avant de lib\u00e9rer les fonds.” (Motifs) La cour rel\u00e8ve plusieurs manquements caract\u00e9ris\u00e9s dans l’esp\u00e8ce. Les fonds furent d\u00e9bloqu\u00e9s sur la base d’une attestation de livraison pr\u00e9coce et suspecte. Le pr\u00eateur omit de v\u00e9rifier la coh\u00e9rence du bordereau de r\u00e9tractation avec la nature mixte du contrat. Il ignora \u00e9galement l’absence de d\u00e9claration pr\u00e9alable de travaux pour une installation modifiant la fa\u00e7ade. Ces n\u00e9gligences constituent une faute privant le pr\u00eateur de sa cr\u00e9ance.<\/p>\n

L’appr\u00e9ciation du pr\u00e9judice et la sanction des manquements<\/p>\n

Le pr\u00e9judice de l’emprunteur est \u00e9tabli par l’obligation de restitution.<\/em>
\nL’existence d’un pr\u00e9judice direct est une condition n\u00e9cessaire \u00e0 la sanction. La faute du pr\u00eateur doit avoir caus\u00e9 un dommage \u00e0 l’emprunteur pour \u00eatre sanctionn\u00e9e. En l’esp\u00e8ce, le pr\u00e9judice d\u00e9coule directement de l’an\u00e9antissement r\u00e9troactif des contrats. “Il a \u00e9t\u00e9 d\u00e9finitivement jug\u00e9 que l’emprunteur devait restituer le mat\u00e9riel au liquidateur de la soci\u00e9t\u00e9 venderesse, de sorte que son pr\u00e9judice mat\u00e9riel est total et est directement en lien avec les fautes imputables au pr\u00eateur.” (Motifs) L’obligation de restituer des biens install\u00e9s \u00e0 son domicile, sans contrepartie, constitue un pr\u00e9judice certain. Ce pr\u00e9judice est int\u00e9gralement imputable aux manquements du pr\u00eateur ayant permis la situation.<\/p>\n

La sanction est la perte totale de la cr\u00e9ance de restitution.<\/em>
\nLa gravit\u00e9 des manquements justifie une sanction pleine et enti\u00e8re. La cour estime que les v\u00e9rifications \u00e9l\u00e9mentaires n’ont pas \u00e9t\u00e9 accomplies. “L’ensemble de ces constatations pertinentes permet de retenir l’existence de manquements imputables \u00e0 celle-ci.” (Motifs) D\u00e8s lors, le pr\u00e9judice total subi par l’emprunteur appelle une r\u00e9paration int\u00e9grale. Cette r\u00e9paration prend la forme d’une privation du droit \u00e0 restitution du capital pour le pr\u00eateur. La solution se distingue d’une simple r\u00e9duction proportionnelle du montant \u00e0 restituer. Elle consacre une obligation de vigilance renforc\u00e9e pour le pr\u00eateur en mati\u00e8re de cr\u00e9dit affect\u00e9. Cette d\u00e9cision rejoint la solution selon laquelle “le pr\u00eateur qui a vers\u00e9 les fonds sans s’\u00eatre assur\u00e9, comme il y \u00e9tait tenu, de la r\u00e9gularit\u00e9 formelle du contrat principal ou de sa compl\u00e8te ex\u00e9cution, peut \u00eatre priv\u00e9 en tout ou partie de sa cr\u00e9ance de restitution” (Civ. 1\u00e8re, 20 octobre 2021, n\u00b020-12.411). Elle en pr\u00e9cise les conditions d’application en cas de pr\u00e9judice total.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Cour d’appel d’Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l’installation d’\u00e9quipements thermiques. Le contrat p…<\/p>\n","protected":false},"author":232070755,"featured_media":3924,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_kj_source_type":"judilibre","_kj_official_id":"68d3801eea0d19a4905f1d1f","_kj_official_url":"https:\/\/www.courdecassation.fr\/decision\/68d3801eea0d19a4905f1d1f","_kj_judilibre_id":"68d3801eea0d19a4905f1d1f","_kj_jur":"Cour d'appel","_kj_lieu":"Cour d'appel d'Amiens","_kj_chambre":"1\u00e8re Chambre civile","_kj_rg":"23\/01385","_kj_date":"2025-09-23","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7597],"tags":[],"class_list":["post-667821","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jurisprudence"],"yoast_head":"\nCour d'appel de appel d'Amiens, le 24 avril 2024, n\u00b023\/01385 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris<\/title>\n<meta name=\"description\" content=\"Cour d'appel d'Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l'installation d'\u00e9quipements thermiques. Le contrat p...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cour d'appel de appel d'Amiens, le 24 avril 2024, n\u00b023\/01385\" \/>\n<meta property=\"og:description\" content=\"Cour d'appel d'Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l'installation d'\u00e9quipements thermiques. Le contrat p...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/\" \/>\n<meta property=\"og:site_name\" content=\"Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-24T01:52:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/zach-plank-o-cpCRdEgxs-unsplash.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"6028\" \/>\n\t<meta property=\"og:image:height\" content=\"4019\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Kohen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kohen\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 \u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/\"},\"author\":{\"name\":\"Kohen\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#\\\/schema\\\/person\\\/761c9ba54fa1ca84d405cef0831ff751\"},\"headline\":\"Cour d’appel de appel d’Amiens, le 24 avril 2024, n\u00b023\\\/01385\",\"datePublished\":\"2026-04-24T01:52:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/\"},\"wordCount\":691,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/zach-plank-o-cpCRdEgxs-unsplash.webp\",\"articleSection\":[\"Jurisprudence\"],\"inLanguage\":\"zh-Hans\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#respond\"]}],\"citation\":\"Cour d’appel de appel d’Amiens, le 24 avril 2024, n\u00b023\\\/01385\",\"about\":[{\"@type\":\"Thing\",\"name\":\"Jurisprudence\"}],\"dateModified\":\"2026-04-24T01:52:46+00:00\",\"speakable\":{\"@type\":\"SpeakableSpecification\",\"cssSelector\":[\".article-content > p:first-of-type\"]}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/\",\"name\":\"Cour d'appel de appel d'Amiens, le 24 avril 2024, n\u00b023\\\/01385 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/zach-plank-o-cpCRdEgxs-unsplash.webp\",\"datePublished\":\"2026-04-24T01:52:46+00:00\",\"description\":\"Cour d'appel d'Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l'installation d'\u00e9quipements thermiques. Le contrat p...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#breadcrumb\"},\"inLanguage\":\"zh-Hans\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#primaryimage\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/zach-plank-o-cpCRdEgxs-unsplash.webp\",\"contentUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/zach-plank-o-cpCRdEgxs-unsplash.webp\",\"width\":6028,\"height\":4019},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cour d’appel de appel d’Amiens, le 24 avril 2024, n\u00b023\\\/01385\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#website\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/\",\"name\":\"Kohen Avocats\",\"description\":\"Ma\u00eetre Hassan Kohen, avocat p\u00e9naliste \u00e0 Paris, intervient exclusivement en droit p\u00e9nal pour la d\u00e9fense des particuliers, notamment en mati\u00e8re d\u2019accusations de viol. Il assure un accompagnement rigoureux d\u00e8s la garde \u00e0 vue jusqu\u2019\u00e0 la Cour d\u2019assises, veillant au strict respect des garanties proc\u00e9durales.\",\"publisher\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#organization\",\"name\":\"Kohen Avocats\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Logo-2-1.webp\",\"contentUrl\":\"https:\\\/\\\/kohenavocats.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Logo-2-1.webp\",\"width\":2114,\"height\":1253,\"caption\":\"Kohen Avocats\"},\"image\":{\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/#\\\/schema\\\/person\\\/761c9ba54fa1ca84d405cef0831ff751\",\"name\":\"Kohen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g\",\"caption\":\"Kohen\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/hassan-kohen-448548192\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@Kohen-Avocats\"],\"url\":\"https:\\\/\\\/kohenavocats.com\\\/zh-hans\\\/author\\\/kohenmlk\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Cour d'appel de appel d'Amiens, le 24 avril 2024, n\u00b023\/01385 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","description":"Cour d'appel d'Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l'installation d'\u00e9quipements thermiques. Le contrat p...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/","og_locale":"zh_CN","og_type":"article","og_title":"Cour d'appel de appel d'Amiens, le 24 avril 2024, n\u00b023\/01385","og_description":"Cour d'appel d'Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l'installation d'\u00e9quipements thermiques. Le contrat p...","og_url":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/","og_site_name":"Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","article_published_time":"2026-04-24T01:52:46+00:00","og_image":[{"width":6028,"height":4019,"url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/zach-plank-o-cpCRdEgxs-unsplash.webp","type":"image\/webp"}],"author":"Kohen","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005":"Kohen","\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4":"3 \u5206"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#article","isPartOf":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/"},"author":{"name":"Kohen","@id":"https:\/\/kohenavocats.com\/zh-hans\/#\/schema\/person\/761c9ba54fa1ca84d405cef0831ff751"},"headline":"Cour d’appel de appel d’Amiens, le 24 avril 2024, n\u00b023\/01385","datePublished":"2026-04-24T01:52:46+00:00","mainEntityOfPage":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/"},"wordCount":691,"commentCount":0,"publisher":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/#organization"},"image":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#primaryimage"},"thumbnailUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/zach-plank-o-cpCRdEgxs-unsplash.webp","articleSection":["Jurisprudence"],"inLanguage":"zh-Hans","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#respond"]}],"citation":"Cour d’appel de appel d’Amiens, le 24 avril 2024, n\u00b023\/01385","about":[{"@type":"Thing","name":"Jurisprudence"}],"dateModified":"2026-04-24T01:52:46+00:00","speakable":{"@type":"SpeakableSpecification","cssSelector":[".article-content > p:first-of-type"]}},{"@type":"WebPage","@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/","url":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/","name":"Cour d'appel de appel d'Amiens, le 24 avril 2024, n\u00b023\/01385 - Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris","isPartOf":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#primaryimage"},"image":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#primaryimage"},"thumbnailUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/zach-plank-o-cpCRdEgxs-unsplash.webp","datePublished":"2026-04-24T01:52:46+00:00","description":"Cour d'appel d'Amiens, le 24 avril 2024. Un consommateur avait souscrit un cr\u00e9dit affect\u00e9 pour financer l'installation d'\u00e9quipements thermiques. Le contrat p...","breadcrumb":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#breadcrumb"},"inLanguage":"zh-Hans","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/"]}]},{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#primaryimage","url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/zach-plank-o-cpCRdEgxs-unsplash.webp","contentUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/zach-plank-o-cpCRdEgxs-unsplash.webp","width":6028,"height":4019},{"@type":"BreadcrumbList","@id":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-appel-damiens-le-24-avril-2024-n23-01385\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kohenavocats.com\/zh-hans\/"},{"@type":"ListItem","position":2,"name":"Cour d’appel de appel d’Amiens, le 24 avril 2024, n\u00b023\/01385"}]},{"@type":"WebSite","@id":"https:\/\/kohenavocats.com\/zh-hans\/#website","url":"https:\/\/kohenavocats.com\/zh-hans\/","name":"Kohen Avocats","description":"Ma\u00eetre Hassan Kohen, avocat p\u00e9naliste \u00e0 Paris, intervient exclusivement en droit p\u00e9nal pour la d\u00e9fense des particuliers, notamment en mati\u00e8re d\u2019accusations de viol. Il assure un accompagnement rigoureux d\u00e8s la garde \u00e0 vue jusqu\u2019\u00e0 la Cour d\u2019assises, veillant au strict respect des garanties proc\u00e9durales.","publisher":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kohenavocats.com\/zh-hans\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-Hans"},{"@type":"Organization","@id":"https:\/\/kohenavocats.com\/zh-hans\/#organization","name":"Kohen Avocats","url":"https:\/\/kohenavocats.com\/zh-hans\/","logo":{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/kohenavocats.com\/zh-hans\/#\/schema\/logo\/image\/","url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2026\/01\/Logo-2-1.webp","contentUrl":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2026\/01\/Logo-2-1.webp","width":2114,"height":1253,"caption":"Kohen Avocats"},"image":{"@id":"https:\/\/kohenavocats.com\/zh-hans\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/kohenavocats.com\/zh-hans\/#\/schema\/person\/761c9ba54fa1ca84d405cef0831ff751","name":"Kohen","image":{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1c5e76ef76bbbfdd2b4da984e2bf2fa4056fd51a27d25ce2c332047f1dfd6e00?s=96&d=identicon&r=g","caption":"Kohen"},"sameAs":["https:\/\/www.linkedin.com\/in\/hassan-kohen-448548192\/","https:\/\/www.youtube.com\/@Kohen-Avocats"],"url":"https:\/\/kohenavocats.com\/zh-hans\/author\/kohenmlk\/"}]}},"jetpack_featured_media_url":"https:\/\/kohenavocats.com\/wp-content\/uploads\/2024\/07\/zach-plank-o-cpCRdEgxs-unsplash.webp","jetpack_likes_enabled":false,"jetpack_shortlink":"https:\/\/wp.me\/peCrII-2NJj","jetpack-related-posts":[{"id":667706,"url":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-rennes-le-12-fevrier-2025-n22-05218\/","url_meta":{"origin":667821,"position":0},"title":"Cour d’appel de Rennes, le 12 f\u00e9vrier 2025, n\u00b022\/05218","author":"Kohen","date":"2026\u5e744\u670824\u65e5","format":false,"excerpt":"La Cour d'appel de Rennes, statuant le 12 f\u00e9vrier \u2026","rel":"","context":"\u5728\u201cJurisprudence\u201d\u4e2d","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/ave-calvar-clKiaVaiROM-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/ave-calvar-clKiaVaiROM-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/ave-calvar-clKiaVaiROM-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/ave-calvar-clKiaVaiROM-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/ave-calvar-clKiaVaiROM-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/ave-calvar-clKiaVaiROM-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":684000,"url":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-douai-le-8-juillet-2025-n23-01741\/","url_meta":{"origin":667821,"position":1},"title":"Cour d’appel de Douai, le 8 juillet 2025, n\u00b023\/01741","author":"Kohen","date":"2026\u5e744\u670825\u65e5","format":false,"excerpt":"Par un arr\u00eat de la Cour d\u2019appel de Douai, Premi\u00e8re\u2026","rel":"","context":"\u5728\u201cJurisprudence\u201d\u4e2d","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/matthias-iordache-jocHp74qyCw-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/matthias-iordache-jocHp74qyCw-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/matthias-iordache-jocHp74qyCw-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/matthias-iordache-jocHp74qyCw-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/matthias-iordache-jocHp74qyCw-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/matthias-iordache-jocHp74qyCw-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":70181,"url":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-reims-le-17-juin-2025-n24-00393\/","url_meta":{"origin":667821,"position":2},"title":"Cour d’appel de Reims, le 17 juin 2025, n\u00b024\/00393","author":"Kohen","date":"2025\u5e7411\u67089\u65e5","format":false,"excerpt":"La Cour d'appel de Reims, 17 juin 2025, se prononc\u2026","rel":"","context":"\u5728\u201cCour d'appel\u201d\u4e2d","block_context":{"text":"Cour d'appel","link":"https:\/\/kohenavocats.com\/category\/cour-dappel\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/irina-nakonechnaya-7Dkxd1b9uyE-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/irina-nakonechnaya-7Dkxd1b9uyE-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/irina-nakonechnaya-7Dkxd1b9uyE-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/irina-nakonechnaya-7Dkxd1b9uyE-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/irina-nakonechnaya-7Dkxd1b9uyE-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/irina-nakonechnaya-7Dkxd1b9uyE-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":682564,"url":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-douai-le-13-fevrier-2025-n22-08898\/","url_meta":{"origin":667821,"position":3},"title":"Cour d’appel de Douai, le 13 f\u00e9vrier 2025, n\u00b022\/08898","author":"Kohen","date":"2026\u5e744\u670825\u65e5","format":false,"excerpt":"La Cour d'appel de Douai, statuant le 13 f\u00e9vrier 2\u2026","rel":"","context":"\u5728\u201cJurisprudence\u201d\u4e2d","block_context":{"text":"Jurisprudence","link":"https:\/\/kohenavocats.com\/category\/jurisprudence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-SjE4Eirl2ro-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-SjE4Eirl2ro-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-SjE4Eirl2ro-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-SjE4Eirl2ro-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-SjE4Eirl2ro-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/getty-images-SjE4Eirl2ro-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":544975,"url":"https:\/\/kohenavocats.com\/zh-hans\/cour-dappel-de-amiens-le-23-septembre-2025-n23-01385\/","url_meta":{"origin":667821,"position":4},"title":"Cour d’appel de Amiens, le 23 septembre 2025, n\u00b023\/01385","author":"Kohen","date":"2026\u5e744\u67089\u65e5","format":false,"excerpt":"Cour d'appel d'Amiens, le 24 avril 2024. Un consom\u2026","rel":"","context":"\u5728\u201cCour d'appel\u201d\u4e2d","block_context":{"text":"Cour d'appel","link":"https:\/\/kohenavocats.com\/category\/cour-dappel\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/steve-johnson-3HpZG4u5zyM-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/steve-johnson-3HpZG4u5zyM-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/steve-johnson-3HpZG4u5zyM-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/steve-johnson-3HpZG4u5zyM-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/steve-johnson-3HpZG4u5zyM-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/11\/steve-johnson-3HpZG4u5zyM-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":289687,"url":"https:\/\/kohenavocats.com\/zh-hans\/tribunal-judiciaire-de-bordeaux-le-24-juin-2025-n20-06488\/","url_meta":{"origin":667821,"position":5},"title":"Tribunal judiciaire de Bordeaux, le 24 juin 2025, n\u00b020\/06488","author":"Kohen","date":"2026\u5e741\u670818\u65e5","format":false,"excerpt":"La d\u00e9cision comment\u00e9e \u00e9mane du Tribunal judiciaire\u2026","rel":"","context":"\u5728\u201cD\u00e9cisions juridiques\u201d\u4e2d","block_context":{"text":"D\u00e9cisions juridiques","link":"https:\/\/kohenavocats.com\/category\/decisions-juridiques\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pascal-bernardon-X8u7lVCzhT4-unsplash.webp?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pascal-bernardon-X8u7lVCzhT4-unsplash.webp?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pascal-bernardon-X8u7lVCzhT4-unsplash.webp?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pascal-bernardon-X8u7lVCzhT4-unsplash.webp?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pascal-bernardon-X8u7lVCzhT4-unsplash.webp?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/kohenavocats.com\/wp-content\/uploads\/2024\/08\/pascal-bernardon-X8u7lVCzhT4-unsplash.webp?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/posts\/667821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/users\/232070755"}],"replies":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=667821"}],"version-history":[{"count":0,"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/posts\/667821\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/media\/3924"}],"wp:attachment":[{"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=667821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=667821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kohenavocats.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=667821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}